CHAPTER 273 - ZAMBIA NATIONAL PROVIDENT FUND ACT: SUBSIDIARY LEGISLATION
INDEX TO SUBSIDIARY LEGISLATION
Zambia National Provident Fund (Eligible Employees) Order
Zambia National Provident Fund (Zambia Railways Benefit) Regulations
Zambia National Provident Fund (Age Benefit) Regulations
Zambia National Provident Fund (Home Ownership Withdrawal Benefit) Order
Zambia National Provident Fund (Funeral Grant) Regulations
Zambia National Provident Fund (Maternity Grant) Regulations
Zambia National Provident Fund (Domestic Servants) Regulations
Zambia National Provident Fund Regulations
Zambia National Provident Fund (Annuity) Regulations
Zambia National Provident Fund (Statutory Contributions) Regulations
[Section 10(2)]
Arrangement of Paragraphs
Paragraph
2. Exemption of employers of domestic servants in private households
SI 338 of 1967.
[Order by the Minister]
This Order may be cited as the Employers Exemption Order.
2. Exemption of employers of domestic servants in private households
Employers of domestic servants in private households shall be exempted from the requirements of sub-section (1) of section 10 of the Act, relating to the registration of employers.
ZAMBIA NATIONAL PROVIDENT FUND (ELIGIBLE EMPLOYEES) ORDER
[Section 11]
Arrangement of Paragraphs
Paragraph
2. Certain holders of offices to be deemed eligible employees
3. Designated employees liable to make contributions
[Order by the President]
SI 2 of 1975.
This Order may be cited as the Zambia National Provident Fund (Eligible Employees) Order.
2. Certain holders of offices to be deemed eligible employees
It is hereby directed that the holders of the offices specified in column 1 of the Schedule shall, for the purposes of the Zambia National Provident Fund Act, be deemed to be eligible employees.
3. Designated employees liable to make contributions
The persons designated in column 2 of the Schedule shall be liable to make contributions to the Fund in respect of the holders of the offices listed in column 1 thereof and such persons shall be deemed to be employers for the purposes of section 10 of the Zambia National Provident Fund Act.
The date stated in column 3 of the Schedule shall be the date when the persons designated as employers in column 2 thereof become contributing employers for the purposes of section 10 of the Zambia National Provident Fund Act.
|
Column 1 |
Column 2 |
Column 3 |
|
Vice President |
Permanent Secretary, |
1st January, 1975 |
|
Speaker |
Clerk of the National Assembly |
1st January, 1975 |
|
Minister |
Permanent Secretary, |
1st January, 1975 |
|
Attorney-General |
Permanent Secretary, |
1st January, 1975 |
|
Deputy Speaker |
Clerk of the National Assembly |
1st January, 1975 |
|
Junior Minister |
Permanent Secretary, |
1st January, 1975 |
|
Member of the National Assembly |
Clerk of the National Assembly |
1st January, 1975 |
|
Town Clerk |
Permanent Secretary, |
1st January, 1975 |
[Section 14(2)]
Arrangement of Paragraphs
Paragraph
3. Categories of probationers in the public service declared to be non-eligible employees
[Order by the Minister]
SI 77 of 1966.
This Order may be cited as the Employees Declaration Order.
2. Students in vacation employment and school leavers in temporary employment declared to be non-eligible employees
Whole-time students of any University or institution offering further education or vocational training who obtain temporary employment while on vacation from such a University or institution, and persons who having left school take temporary employment while waiting to take places granted for admission for a full-time course at such a University or institution, are hereby declared not to be eligible employees.
3. Categories of probationers in the public service declared to be non-eligible employees
Persons serving on probation and whose service would on being confirmed in appointment qualify as service for pension or gratuity under the African Civil Servants"™ Pensions Regulations, Chapter 57 of the 1964 Edition of the Laws, or under the Subordinate Police (Pensions) Regulations, and persons serving on probation or on probationary agreements who would on being confirmed in pensionable office qualify for pension under the European Officers"™ Pensions Act, are hereby declared not to be eligible employees.
ZAMBIA NATIONAL PROVIDENT FUND (ZAMBIA RAILWAYS BENEFIT) REGULATIONS
[Section 26(5)]
Arrangement of Regulations
Regulation
2. Secretary authorised to make payments
[Regulations by the Minister]
SI 294 of 1969.
These Regulations may be cited as the Zambia National Provident Fund (Zambia Railways Benefit) Regulations.
2. Secretary authorised to make payments
Authority is hereby given to the Secretary of the Zambia National Provident Fund to pay to any employee of Zambia Railways who was until midnight on the 30th June, 1967, an employee of Rhodesia Railways and a member of the Rhodesia Railways Contributory Pension Fund, and who applies for such payment, one instalment of up to forty per centum of the capital sum paid by the Trustees of the Rhodesia Railways Contributory Pension Fund to the Zambia National Provident Fund on his behalf, and each such payment made in pursuance of this regulation is hereby approved.
ZAMBIA NATIONAL PROVIDENT FUND (AGE BENEFIT) REGULATIONS
[Section 27]
Arrangement of Regulations
Regulation
2. Benefit payable on retirement
3. Benefit payable on age qualification
4. Claim by Member for benefit
[Regulations by the Minister]
SI 77 of 1973.
These Regulations may be cited as the Zambia National Provident Fund (Age Benefit) Regulations, and shall come into force on 1st April, 1973.
2. Benefit payable on retirement
A Member who has attained the age of 50 years and satisfies the Director that he intends to be self-employed or to retire from regular paid employment under a contract of service, shall be eligible for a retirement benefit from the Fund:
Provided that any person who was a Member of the Fund prior to 1st April, 1973, may, at his option, claim a retirement benefit at any time after attaining the age of 45 years.
3. Benefit payable on age qualification
A Member who satisfies the Director that he has attained the age of 55 years, whether or not he has retired from employment under a contract of service, shall be eligible for an age benefit:
Provided that any person who was a Member of the Fund prior to 1st April, 1973, may, at his option, claim an age benefit at any time after attaining the age of 50 years.
4. Claim by Member for benefit
A claim by any Member for a benefit under these Regulations shall be in the form set out in the Schedule hereto, and shall be lodged at the head office of the Fund not less than fourteen days before the payment is required.
[Regulation 4]
NPF31
ZAMBIA NATIONAL PROVIDENT FUND
CLAIM FOR AGE BENEFIT
|
1. Name and address of claimant (in block capitals) |
For Office Use Only |
||
|
(a) Surname ............................................................... |
As on National |
||
|
(b) Other names ..........................................................} |
Card or Member's |
NPF64 sent |
|
|
(c) National Registration Number. |
........../........../.... |
||
|
(d) Year of birth ............................................................} |
.......................... |
Initials |
|
|
(e) Member's Social Security Number |
: : |
.............. |
|
|
(f) Date of joining National Provident Fund |
....... |
Date |
|
|
(g) Address for correspondence and benefit payment: |
|||
|
(h) Residential address: |
|
||
|
2. (a) Age of claimant as shown on National Registration Card............... |
|||
|
(b) If date of birth is different from that shown on National Registration Card, list documents to support difference: |
|||
|
(a) .......................................... |
|||
|
(b) .......................................... |
|||
|
(c) .......................................... |
|||
|
3. Claimant's present or last employer |
Account No. (if known) |
||
|
(a) Employer's full name and address |
.................................. |
||
|
......................................................................................... |
|||
|
(b) Claimant's occupation and works No. (if any) |
|||
|
(c) If not employed, state date left the above-mentioned employer |
4. Claimant's previous employers:
|
Employer's full |
Claimant's occupation and works No. |
Period employed |
Employer's |
|
|
names and address |
(if any) |
From |
To |
account No. |
|
(a) .................... |
........................... |
.............. |
.............. |
.......................... |
|
(b) .................... |
.......................... |
.............. |
.............. |
......................... |
|
(If this space is insufficient, please write details on a separate sheet) |
||||
|
5. Claim for benefit: *I declare that I have attained the age of 50/55 years. |
||||
|
(a) I declare that I have not previously been paid a benefit. |
||||
|
(b) I declare that I received an age benefit on................................................. |
||||
|
(c) I declare that I have received the following other benefit(s) from the Fund..................................................................................................... |
||||
|
*Only persons who were members of the Fund prior to 1st April, 1973, are eligible for an age benefit at 50 years |
||||
|
Two years must elapse between payments of benefit to any member on age grounds, and if a member has received a benefit, this must be declared at (b). |
||||
|
I wish the benefit payment to be sent to me at the following address: |
||||
|
(A Labour Officer, or Social Welfare Officer in the Administrative Grade or Minister of Religion, or Legal Practitioner, or Bank Manager, or Medical Practitioner, or Commissioner for Oaths) |
Signature....................................................... |
This form should be sent to:
The Director
Zambia National Provident Fund
P.O. Box 2990
Lusaka
NPF31A
ZAMBIA NATIONAL PROVIDENT FUND CLAIM FOR RETIREMENT BENEFIT
|
1. Name and address of claimant (in block capitals) |
For Office Use Only |
||
|
(a) Surname ............................................................... |
As on National |
||
|
(b) Other names ..........................................................} |
Card or Member's |
NPF64 sent |
|
|
(c) National Registration Number. |
........../........../.... |
||
|
(d) Year of birth ............................................................} |
.......................... |
Initials |
|
|
(e) Member's Social Security Number |
: : |
............ |
|
|
(f) Date of joining National Provident Fund |
....... |
Date |
|
|
(g) Address for correspondence and benefit payment: |
|||
|
(h) Residential address: |
|
||
|
2. (a) Age of claimant as shown on National Registration Card............... |
|||
|
(b) If date of birth is different from that shown on National Registration Card, list documents to support difference: |
|||
|
(a) .......................................... |
|||
|
(b) .......................................... |
|||
|
(c) .......................................... |
|||
|
3. Claimant's present or last employer |
Account No. (if known) |
||
|
(a) Employer's full name and address |
.................................. |
||
|
......................................................................................... |
|||
|
(b) Claimant's occupation and works No. (if any) |
|||
|
(c) If not employed, state date left the above-mentioned employer |
4. Claimant's previous employers:
|
Employer's full |
Claimant's occupation and works No. |
Period employed |
Employer's |
|
|
names and address |
(if any) |
From |
To |
account No. |
|
(a) .................... |
........................... |
.............. |
.............. |
.......................... |
|
(b) .................... |
.......................... |
.............. |
.............. |
......................... |
|
(If this space is insufficient, please write details on a separate sheet) |
|
5. Claim for benefit: *I declare that I have attained the age of 50/55 years. |
||
|
I hereby claim an age benefit in accordance with the provisions of the Zambia National Provident Fund Act, and I declare that the above particulars stated in support of my claim are correct. |
||
|
(a) I declare that I have not previously been paid a benefit. |
||
|
(b) I declare that I received an age benefit on......................................................................................................... |
complete or delete as applicable |
|
|
(c) I declare that I have received the following other benefit(s) from the Fund................................................................................................... |
||
|
*Only persons who were members of the Fund prior to 1st April, 1973, are eligible for an age benefit at 50 years |
||
|
6. Claim for benefit: |
||
|
I hereby claim a retirement benefit under the Zambia National Provident Fund Act, and I declare that the particulars in support of this claim are correct to the best of my knowledge and belief. |
||
|
I wish the benefit payment to be sent to me at the following address: |
||
|
........................................................................................................................................... |
||
|
Claimant's signature (or mark)............................................................................................... |
||
|
Attesting Witness: |
||
|
(A Labour Officer, or Social Welfare Officer in the Administrative Grade or Minister of Religion, or Legal Practitioner, or Bank Manager, or Medical Practitioner, or Commissioner for Oaths) |
Signature........................................................ |
This form should be sent to:
The Director
Zambia National Provident Fund
P.O. Box 2990
Lusaka
ZAMBIA NATIONAL PROVIDENT FUND (HOME OWNERSHIP WITHDRAWAL BENEFIT) ORDER
[Section 30A]
Arrangement of Paragraphs
Paragraph
5. Claim by Member for benefit
8. Transfer of benefit to another house
9. Refund of unutilised balance of benefit
10. Benefits to be claimed only once
11. Information to be furnished
[Order by the Minister]
SI 136 of 1974.
This Order may be cited as the Zambia National Provident Fund (Home Ownership Withdrawal Benefit) Order.
Subject to the provisions of this Order, a Member of the Fund who satisfies the Director that he intends to acquire or build a dwelling house for his own occupation in a township or municipality shall be entitled to withdraw a benefit from the Fund:
Provided that"”
(i) the benefit does not include the twenty-four statutory contributions last credited to the Member's account by a contributing employer;
(ii) the benefit claimed from the Member's main account does not exceed the cumulative total of sixty contributions; and
(iii) the benefit claimed from the Member's savings account does not exceed the cumulative total of sixty contributions.
The benefit referred to in paragraph 2 shall at the direction of the Member be payable to one of the following:
(a) the Zambia National Building Society;
(b) the Township Council or Municipal Council in whose area the dwelling house is situated or is to be erected;
(c) the vendor of the dwelling house; or
(d) a contractor engaged to build a dwelling house.
The Director shall pay the benefit direct to the person named by the Member under the provisions of paragraph 3 at such times and in such instalments as may be required, and shall inform the Member of each payment so made.
5. Claim by Member for benefit
A claim by any Member for a benefit in terms of this Order shall be in the form prescribed in the First Schedule, and shall be lodged at the head office of the Fund not less than thirty days before the payment is required.
The Director may require such supporting documents or other evidence as, in his opinion, are necessary to substantiate the claim for benefit.
Where a husband and wife are both Members of the Fund and are otherwise both eligible to claim a benefit in terms of this Order, a joint application in respect of the same dwelling house may be made.
8. Transfer of benefit to another house
Where a benefit or any part thereof has been paid to the person named by the Member under the provisions of paragraph 4 and the Member is unable for any reason beyond his control to proceed with the acquisition or building of the dwelling house described in his application and wishes to transfer the amount of his benefit towards the acquisition or building of another house, he shall notify the Director forthwith in the form prescribed in the Second Schedule.
9. Refund of unutilised balance of benefit
Where the person named by the Member in paragraph 3 does not utilise the whole of the amount of the benefit paid to him, he shall refund the unutilised balance to the Director for credit to the Member's account.
10. Benefits to be claimed only once
A benefit under the provisions of paragraph 2 may be claimed only once by a Member unless he has repaid in full to the Director for credit to his account any earlier benefit paid on his behalf under this Order.
11. Information to be furnished
The person receiving the benefit under the provisions of paragraph 3 shall furnish the Director with such information as he may require for the administration of the benefit, and in any event shall inform the Director when the transfer or erection of the dwelling house has been completed.
[Paragraph 5]
NPF
ZAMBIA NATIONAL PROVIDENT FUND
CLAIM FOR HOME OWNERSHIP WITHDRAWAL BENEFIT
Transfer of benefit to another house
|
1. Name and address of claimant (in block capitals) (a) Surname ............................................................... |
For Office |
|
|
(b) Other names ............................................................................. ............................................................................. ............................................................................. |
As on National |
NPF64 sent Initials |
|
(c) National Registration Number. (d) Year of birth |
........../........../..... ............................ |
........... .......... Date ........... |
|
(e) Member's Social Security Number |
: : |
|
|
(f) Date of joining National Provident Fund |
....... |
|
|
(g) Address for correspondence and benefit payment: ............................................................................................................. ............................................................................................................. ............................................................................................................. (h) Residential address: ............................................................................................................. ............................................................................................................. |
||
|
2. Claimant's present or last employer (a) Employer's full name and address ........................................................................................ ........................................................................................ |
Account No. (if known) .................................. |
|
|
(b) Claimant's occupation and works No. (if any) ............................................................................................................................. (c) If not employed, state date left the above-mentioned employer ............................................................................................................................. |
3. Claimant's previous employers:
|
Employer's full names and address |
Claimant's occupation and works No. (if any) |
Period employed |
Employer's account No. |
|
|
From |
To |
|||
|
(1) ............................ ............................ ............................ (2) ............................ ............................ ............................ (3) ............................ ............................ ............................ (4) ............................ ............................ ............................ |
........................... .......................... ........................... .......................... |
.............. .............. .............. .............. |
.............. .............. .............. .............. |
.......................... ......................... . ......................... ......................... |
|
4. Claim for benefit: I hereby claim a withdrawal benefit in accordance with the provisions of section 30A of the Zambia National Provident Fund Act, and I declare that the particulars stated in support of my claim are correct. *(a) I declare that I have not previously been paid a benefit from the Fund. *(b) I declare that I have previously received a home ownership withdrawal benefit but repaid this to the Fund on.................................................. |
} |
*Complete or delete as applicable |
5. (a) I wish the benefit payment to be sent to one of the following:
(i) The Zambia National Building Society, P.O. Box ...............................................,
(ii) ............................................................Council, P.O. Box ...................................,
(iii) The vendor of the house, namely:
P.O. Box ..............................................................................................................
.............................................................................................................................
(iv) .......................The contractor engaged*/* to be engaged to build the house, namely:
P.O. Box ..............................................................................................................
.............................................................................................................................
(b) ............................................................*I wish the total benefit to be paid on or before
(date payment required)
(c) *I wish payment to be made in......................................instalments as follows:
|
(number) |
||
|
Date Payment |
||
|
Amount |
Required |
|
|
1st instalment |
K.......................... |
.................................................... |
|
2nd instalment |
K.......................... |
.................................................... |
|
3rd instalment |
K.......................... |
.................................................... |
|
4th instalment |
K.......................... |
.................................................... |
|
5th instalment |
K.......................... |
.................................................... |
|
6th instalment |
K.......................... |
.................................................... |
|
7th instalment |
K.......................... |
.................................................... |
|
8th instalment |
K.......................... |
.................................................... |
6. I declare that my wife*/*husband is an eligible Member of the Fund and is also claiming a home ownership withdrawal benefit for the house described below.
Particulars of wife*/*husband:
|
(a) Surname .................................................................................. (b) Other names ............................................................................ ................................................................................................ |
As on National Registration Card or Member's Registration Card |
|
|
(c) National Registration Number..................../......../........ *Delete words inapplicable (d) Year of Birth............................................ |
||
|
(e) Social Security Number |
.......:.........:......... |
|
|
(f) Date of joining National Provident Fund ..................................................................... <BR:BT:0,0.0138889,FC:0,0,0> (g) Home Ownership Withdrawal Benefit Claim Form (NPF ) for wife*/*husband attached*/*sent to the Fund's office on ...................................................................... <BR:BT:0.00694444,0.0138889,FC:0,0,0> ............................................................................................................................. |
7. Particulars of house to be acquired or built:
(a) General:...................................
(i) Name of property:..........................
(ii) Plot Number: :..........................
(iii) Street Number: :.........................
(iv) Town: :.............................
(b) To be completed if the house is already built (otherwise complete (c) below):
(i) No. of living rooms:..........................................No. of bedrooms: :.....
Water point: Yes*/*No. W.C.: Yes*/*No.
Bath or Shower: Yes*/*No.
(ii) Type of construction (brick, asbestos, etc. :..............
Walls:............................................Roof: ...........................................................
(iii) Municipal valuation of land K.................................and improvements K...........
(iv) Purchase Price K...........................................
(v) Name and address of present owner: :................
..................................
(vi) Name and address of vendor's solicitors/advocates: ..........
...........................................................................................................................
(c) To be completed if the house is not yet built:
(i) Do you own the land, or have you been allocated the land by the local authority?
.......................................................
(ii) What is the receipt number for the deposit for the plot paid to the local authority?
.....................................................
(iii) Who is going to build the house?
Name:......................................................................................................................................
.................................................................................................................................................
(iv) No. of living rooms:...................................No. of bedrooms: ..................
Water point: Yes*/*No. W.C.: Yes*/*No.
Bath or Shower: Yes*/*No.
(v) Type of construction (brick, asbestos, etc.) ..............
...........................................................................................................................
Walls:...................................................Roof: ...............................................
(vi) Architect (if any). Name.............................................................................
...........................................................................................................................
*Delete words inapplicable
(vii) Estimated cost: K ........................................................................................
(viii) Estimated time for completion: ......................................................................
|
8. (a) *I wish to claim a benefit amounting to K.................................................................... (b) *I wish to claim the maximum benefit for which I am eligible in terms of the First Schedule to the Zambia National Provident Fund (Home Ownership Withdrawal Benefit) Regulations, 1974. Claimant's signature (or mark) ........................................................................................ Date ............................................................................................................................... Attesting Witness: |
||
|
(A Labour Officer, or Social Welfare Officer in the Administrative Grade or Minister of Religion, or Legal Practitioner, or Bank }Manager, or Medical Practitioner, or Commissioner for Oaths) |
} |
Signature .................................. (BLOCK LETTERS) Designation ................................ |
This form should be sent to:
The Director
Zambia National Provident Fund
P.O. Box
Lusaka
|
For Office Use Only <BR:TP:0,0.0138889,FC:0,0,0,BT:0.00694444,0.0138889,FC:0,0,0>The Member is eligible for a benefit amounting to K.................................................................. |
||
|
N.B. You should attach to this form copies of any documents in your possession which will support your application. |
[Paragraph 5]
NPF
ZAMBIA NATIONAL PROVIDENT FUND
HOME OWNERSHIP WITHDRAWAL BENEFIT:
NOTIFICATION TO DIRECTOR OF TRANSFER OF BENEFIT
|
1. Name and address of Member (in block capitals) (a) Surname .............................. (b) Other names............................ (c) National Registration Number......./......./....... (d) Year of Birth................................... |
As on National Registration Card or Member's Registration Card |
|
(e) Member's Social Security Number: |
......................................... |
|
(f) Address for correspondence: .................................................................................................................................... .................................................................................................................................... (g) Residential address: .................................................................................................................................... .................................................................................................................................... |
|
|
2. Member's present employer: (a) Employer's full name and address: ............................................................................................... ............................................................................................... |
Account No. (if known) ................................... |
|
(b) Member's occupation and works No. (if any): .................................................................................................................................... |
|
|
3. Particulars of property for which benefit was paid: (a) General: (i) Name of property:................................................................................................... (ii) Plot Number:........................................................................................................... (iii) Street number:........................................................................................................ (iv) Town:...................................................................................................................... (b) Amount of benefit approved K........................................................................................ (c) Amount of benefit actually paid (if known) K.................................................................. (d) Name of person receiving benefit: (i) Zambia National Building Society (ii) ..........................................................................Local Authority (iii) Vendor:.................................................................................................................... (iv) Contractor:............................................................................................................... |
|
|
4. Reason why transfer of benefit to another property is necessary: .................................................................................................................................................... .................................................................................................................................................... .............................................................. |
|
|
5. Particulars of house to be acquired or built: (a) General: (i) Name of property:...................................................................................................... (ii) Plot Number:............................................................................................................. (iii) Street Number:.......................................................................................................... (iv) Town:....................................................................................................................... (b) To be completed if the house is already built (otherwise complete (c) below): (i) No. of living rooms:.............................No. of bedrooms: ........................................................... Water point: Yes*/*No. W.C.:Yes*/*No. Bath or Shower: Yes*/*No. (ii) Type of construction (brick, asbestos, etc.) .............................................................................................................................. Walls:............................................ Roof: ............................................................. (iii) Municipal valuation of land K.............................. and improvements K................ (iv) Purchase price K.............................. (v) Name and address of present owner (vi) Name and address of vendor's solicitors .............................................................................................................................. .............................................................................................................................. .............................................................................................................................. (c) To be completed if the house is not yet built: (i) Do you own the land, or have you been allocated the land by the local authority? (ii) What is the receipt number for the deposit for the plot paid to the local authority?................. .................................. (iii) Who is going to build the house? Name: .................................................................................................................... Address: ................................................................................................................ (iv) No. of living rooms:...................................No. of bedrooms: ................................. Water point: Yes*/*No. W.C.: Yes*/*No. Bath or Shower: Yes*/*No. (v) Type of construction (brick, asbestos, etc.) .............................................................................................................................. Walls:...................................................Roof: ....................................................... (vi) Architect (if any). Name: .................................................................................................................. Address: .............................................................................................................. *Delete words inapplicable |
6. Revised schedule for instalment payments:
Please send the schedule of instalment payments for my befit as follows:
|
Date Payment |
||
|
Amount |
Required |
|
|
1st instalment |
K.......................... |
.................................................... |
|
2nd instalment |
K.......................... |
.................................................... |
|
3rd instalment |
K.......................... |
.................................................... |
|
4th instalment |
K.......................... |
.................................................... |
|
5th instalment |
K.......................... |
.................................................... |
|
6th instalment |
K.......................... |
.................................................... |
|
7th instalment |
K.......................... |
.................................................... |
|
8th instalment |
K.......................... |
.................................................... |
Member's signature (or mark).....................................................................................................................................
Date........................................................................................................................................
This form should be sent to:
The Director
Zambia National Provident Fund
P.O. Box
Lusaka
ZAMBIA NATIONAL PROVIDENT FUND (FUNERAL GRANT) REGULATIONS
[Section 44]
Arrangement of Regulations
Regulation
5. Board to determine amount of grant
SI 193 of 1973.
These Regulations may be cited as the Zambia National Provident Fund (Funeral Grant) Regulations.
In these Regulations, unless the context otherwise requires"”
"administrator" means a person appointed as such by the High Court or a Local Court;
"Board" means the Zambia National Provident Fund Board established under section 5 of the Act;
"contribution" means a contribution payable by an employer under the provisions of section 16, 16A or 17A of the Act;
"Director" means the Director of the Fund appointed under section 6 of the Act;
"employer" means an employer registered under section 10 of the Act;
"executor" means a person appointed by a deceased person to be executor of his Will;
"Fund" means the Zambia National Provident Fund;
"relative of a person" means"”
(a) when used in relation to a person not generally subject to customary law, the wife, husband, father, mother, grandfather, grandmother, stepfather, step-mother, child, grandchild, brother, sister, half-brother or half-sister of such person; and
(b) when used in relation to a person generally subject to customary law, any one of such persons as are recognised under customary law as comprising his family.
The executor or administrator of a deceased Member's estate, or any relative of such deceased person who is responsible for the expenses of a deceased Member's burial, shall be entitled to claim from the Fund a grant towards the funeral expenses, if"”
(a) the deceased Member is buried or cremated in Zambia; and
(b) such grant is claimed within six months of the deceased Member's date of death; and
(c) at least twenty-four contributions of any class have been credited, or are due to be credited, by an employer to the account of the deceased Member at the date of his death; and
(d) the claim is supported by a certified copy of an entry in the Register of Deaths maintained by the Registrar-General under the provisions of the Births and Deaths Registration Act, or, in the absence of such certificate of registration of death, such evidence of death and burial as the Director may require; and
(e) the claim is supported by evidence of disbursement of money in connection with the deceased Member's burial and funeral arrangements.
Only one funeral grant shall be paid from the Fund in connection with the funeral arrangements of a deceased Member.
5. Board to determine amount of grant
The Board shall determine the amount of any funeral grant payable under these Regulations, having regard to the amount or probable amount of the special reserve created by the Board for such grants under the provisions of sub-section (3)(e) of section 34 of the Act.
An application for a grant under these Regulations shall be in such form as the Director may determine from time to time.
The Director may enter into an arrangement with any registered employer under which such employer may act as the agent of the Board for the payment on behalf of the Board of a funeral grant to any person entitled to claim and complying with the provisions of regulation 3 and, if such an arrangement is made, the Director is authorised to reimburse such employer by an amount not exceeding the extent of the funeral grant determined under regulation 5.
ZAMBIA NATIONAL PROVIDENT FUND (MATERNITY GRANT) REGULATIONS
[Section 44]
Arrangement of Regulations
Regulation
4. Board to determine amount of grant
[Regulations by the Minister]
SI 192 of 1973.
These Regulations may be cited as the Zambia National Provident Fund (Maternity Grant) Regulations.
In these Regulations, unless the context otherwise requires"”
"Board" means the Zambia National Provident Fund Board established under section 5 of the Act;
"child" includes all children delivered as a result of the confinement in respect of which a maternity grant is claimed, and a child stillborn;
"contribution" means a contribution payable by an employer under the provisions of section 16, 16A or 17A of the Act;
"Director" means the Director of the Fund appointed under section 6 of the Act;
"Fund" means the Zambia National Provident Fund;
"maternity grant" means a grant from the special reserve created by the Board under the provisions of sub-section 3(d) of section 34 of the Act;
"Member" means a person to whose credit there is an amount standing in the Fund.
A female Member of the Fund shall, after confinement, be entitled to claim from the Fund a maternity grant towards the expenses of her confinement:
Provided that"”
(a) the confinement shall have taken place in Zambia;
(b) such grant is claimed within six months of the birth of her child;
(c) at least twenty-four contributions of any class have been credited, or are due to be credited, by an employer to the account of the Member at the date of the child's birth; and
(d) the claim is supported by a certified copy of an entry in the Register of Births maintained by the Registrar-General under the provisions of the Births and Deaths Registration Act, or, in the absence of such certificate of registration of birth, or of a still-birth, such evidence of confinement as the Director may require.
4. Board to determine amount of grant
The Board shall determine the amount of any maternity grant payable under these Regulations, having regard to the amount or probable amount of the special reserve created by the Board for such grants under the provisions of sub-section 3(d) of section 34 of the Act.
{mprestriction ids="2,3,5"}
An application for a grant under these Regulations shall be in such form as the Director may determine from time to time.
ZAMBIA NATIONAL PROVIDENT FUND (DOMESTIC SERVANTS) REGULATIONS
[Section 44]
Arrangement of Regulations
Regulation
3. Every domestic servant to be recorded
4. Register to be forwarded to Director
5. Domestic contribution and assessment
6. Amount of domestic contribution
7. Payment of domestic contributions
8. Contribution stamp to be cancelled
10. Custody of domestic contribution card
11. Member's right of access to card
13. Non-compliance by employer
14. Contribution card not to be assigned or charged
15. Prohibition of defacing or destroying of card
16. Allowance for spoiled, unused or erroneously used stamps
SI 194 of 1973,
SI 69 of 1984,
SI 98 of 1984,
SI 75 of 1993,
SI 85 of 1995.
[Regulations by the Minister]
These Regulations may be cited as the Zambia National Provident Fund (Domestic Servants) Regulations.
Every employer of a domestic servant required to register under the provisions of section 24A of the Act shall maintain a register of domestic servants employed by him in the form set out in the Schedule.
3. Every domestic servant to be recorded
Whether an employer is liable to pay a domestic contribution in respect of an employee or is not so liable, the employer shall complete the register referred to in regulation 2 in respect of every domestic servant employed by him.
4. Register to be forwarded to Director
The register maintained in accordance with regulation 2 shall be forwarded to the Director of the Fund before the thirtieth day of April in every year, or within fourteen days of the employer ceasing to employ any domestic servant whatsoever.
5. Domestic contribution and assessment
Every employer of a domestic servant shall, for every month during which he employs such domestic servant in his private dwelling house for a period exceeding thirteen days (including Sundays and public holidays), pay into the Fund"”
(a) the domestic contribution of K1,500.00 in respect of which contribution the employer may deduct from the employee's wages a sum of K200.00, as the employee's share of such contribution; and
(b) an assessment of 10 ngwee under section 109 of the Workers"™ Compensation Act.
[Am by SI 85 of 1995.]
6. Amount of domestic contribution
Out of the said domestic contribution of K1.500.00 mentioned in regulation 5, a sum of K1,000.00 be credited to the domestic servant's account in the Fund and K300.00 is hereby authorised as payment to the Fund in respect of the expenses of administration.
[Am by SI 85 of 1995.]
7. Payment of domestic contributions
The domestic contribution and assessment mentioned in regulation 5 shall be deemed to have been paid into the Fund when a contribution stamp is purchased from a Post Office, or such other place as the Director may designate, and affixed to the domestic servant's contribution card, which shall be made available by the Director to any employer without charge.
8. Contribution stamp to be cancelled
When the domestic contribution stamp is affixed to the contribution card, it must be cancelled forthwith by writing or stamping in non-washable ink across the face of the stamp the date on which it was affixed and the initials of the employer.
Where a domestic servant's wages for any contribution period are paid in advance by an employer, the employer shall pay before the payment of such wages the domestic contribution and the assessment mentioned in regulation 5 and due for such period by affixing stamps to the contribution card in accordance with the provisions of regulation 7.
10. Custody of domestic contribution card
During the currency of the employment of a domestic servant a contribution card for the domestic servant shall be in the custody of the employer and, on expiration of the period for which the card is current or on termination of employment, shall be delivered by the employer to the Director within a period of fourteen days after such expiration or termination.
11. Member's right of access to card
Subject to the provisions of regulation 12, a domestic servant shall be entitled during the currency of his employment to examine his contribution card at any reasonable time once in each calendar month.
On termination of a domestic servant's employment a domestic servant shall be entitled to examine his contribution card before leaving his employer's service, and is required to acknowledge by his signature or mark on the appropriate space on the card that the card has been correctly stamped.
13. Non-compliance by employer
Where a domestic servant finds that his employer has not complied with regulation 5, he shall report the facts forthwith to the Director of the Fund, an inspector appointed by the Board, or to a Labour Officer.
14. Contribution card not to be assigned or charged
No person shall assign or charge, or agree to assign or charge, any contribution card, and any sale, transfer or assignment of, or any charge on, any contribution card shall be void and of no effect.
15. Prohibition of defacing or destroying of card
No person shall deface or destroy any contribution card or, save as authorised by the Director, alter, amend or erase any of the particulars thereon, except to record any changes of address of the employer.
16. Allowance for spoiled, unused or erroneously used stamps
If the Director is satisfied within six months of the happening of the events mentioned in paragraphs (a), (b) or (c) that any contribution stamp produced to him"”
(a) has been inadvertently and undesignedly spoiled or rendered unfit for use and has not, in his opinion, been affixed to a contribution card;
(b) has not been spoiled or rendered unfit for the purpose intended, but for which he has no immediate use; or
(c) has been affixed by him to a contribution card in error for a contribution month which was not payable by him, or for which a domestic contribution has previously been paid;
he may take over the contribution stamps and refund the amount of such stamps.
[Regulation 2]
REGISTER OF DOMESTIC SERVANTS EMPLOYED
|
Name of Servant |
Male |
National |
Year |
Social |
Category |
||||
|
Date Engaged |
Surname |
First Name |
or Female |
Registration Number |
of Birth |
Security Number |
of Servant* |
Monthly Wages |
Date Left |
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
*Please classify the domestic servant as Gardener, House Servant, Cook or Nursemaid
|
Important Please"” O Complete this Register in ink or with a ballpoint pen and use block letters. O Copy exactly the names, registration number and year of birth as shown on the employee's national registration card and NPF membership card. O Always quote the servant's social security number, as this is his savings account number. O State the work on which each servant is primarily engaged, e.g., gardener, house servant, cook, nursemaid. O Enter the employee's basic wages ignoring ration money, rent allowances and the value of any benefits in kind. Gross up daily or weekly pay to a monthly total. O Ensure that the details on the front cover of this register are completed before the register is returned to the ZNPF Head Office on 1st April next or if you cease to employ any domestic servants. |
I certify that the information contained in this Register is correct. Employer's signature: .................................................................... This Register, duly completed for the previous year, and signed by the employer, must be sent by post to: The Director, Zambia National Provident Fund, P.O. Box, Lusaka. |
ZAMBIA NATIONAL PROVIDENT Register of Domestic Servants Employed During the Year Ending 31st of March Name of Employer: ................................................................... Residential Address: Stand/Plot No. ........................................... Street: ........................................................ Town: ......................................................... P.O. Box No.: ............................................. Telephone No.: ........................................... |
ZAMBIA NATIONAL PROVIDENT FUND REGULATIONS
[Section 44]
Arrangement of Regulations
Regulation
PART I
PRELIMINARY
PART II
REGISTRATION OF EMPLOYERS AND IDENTIFICATION OF EMPLOYEES
10. Employee responsible for card
12. Member's right of access to card
17. Prohibition of defacing or destroying of cards
18. Incorrect possession of card
19. Possession of more than one card
PART III
CONTRIBUTIONS
20. Records to be kept by contributing employers
21. Monthly return to be made by contributing employers
22. Member contributing on his own behalf
23. Employment by two or more employers
25. Contributions made in error
PART IV
BENEFIT
27. Claim by member for benefit
28. Claim for benefit after death of a member
PART V
MISCELLANEOUS
35. Incomplete or inaccurate documents
36. Transfer to the Reserve Account
[Regulations by the Minister]
SI 269 of 1970,
SI 18 of 1971.
PART I
PRELIMINARY
These Regulations may be cited as the Zambia National Provident Fund Regulations.
In these Regulations, unless the context otherwise requires"”
"account number" means an account number allotted under regulation 6;
"attesting witness" includes a labour officer, a social welfare officer, a public officer in the administrative grade, a Minister of religion, a legal practitioner, a Bank Manager, a qualified medical practitioner, a Commissioner for oaths and, exceptionally, such other person as the Director may approve for the purpose;
"Fund Office" means the head office of the Board or any district office established by the Board;
"inspector" means any person who is appointed an inspector under section 9 of the Act;
"member" means a person registered as such under the provisions of regulation 7, and includes a Member as defined in the Act;
"social security number" means the number allotted as such by the Director under the provisions of regulation 9;
"termination of employment" means the day on which the employment actually comes to an end, whether or not such termination is in accordance with the terms of the contract, and whether or not the employment is to be resumed at a later date.
PART II
REGISTRATION OF EMPLOYERS AND IDENTIFICATION OF EMPLOYEES
An employer who is required to register under section 10 of the Act shall forward to the Director in writing the following"”
(a) full particulars of"”
(i) his name, the nature of his business, and his trader's licence (if any);
(ii) the address where his business is carried on, his postal address telephone number;
(iii) the number of his employees; and
(iv) any branches of the business, if the business is organised in branches (shops, departments, etc.), which have separate arrangements for paying wages; and
(b) a declaration signed by him in the following form:
"I declare that the information given above is correct to the best of my knowledge and belief.
Signature .............................................................................
Date .....................................................................................
Designation or official status ...............................................
............................................................................................"
Every registered employer shall inform the Director of the occurrence of any of the following events, not later than fourteen days after the event, that is to say"”
(a) if he changes his address;
(b) if he changes his business name or designation;
(c) if a branch of his business, which has been separately registered, is closed;
(d) if a new branch of his business, which is due to be separately registered, is opened; or
(e) if he ceases to be an employer.
An application by a religious organisation to register under section 12 of the Act shall be supported in writing by full particulars of"”
(a) the name of the organisation, its account number (if already allotted) and the name and postal address of its treasurer;
(b) the names of the Ministers of religion concerned; and
(c) a certified copy of the resolution of the organisation authorising the application.
The Director shall allot an account number to every registered employer.
(1) Every person who intends to engage in regular employment and who will, in such employment, become an eligible employee, shall apply to the Director in such manner as the Director shall specify for registration as a member of the Fund and obtain a membership card or provisional registration card.
(2) Every member of the Fund at the 23rd October, 1970.28commencement of these Regulations shall be deemed to have applied for registration in accordance with this regulation, and the Director shall issue a membership card or provisional registration card.
(1) A membership card or provisional registration card shall be issued without charge to a person properly applying therefor and, when issued, shall remain the property of the Fund.
(2) A membership card of an eligible employee shall be in the form set out in the First Schedule.
(3) A provisional registration card shall be in the form set out in the Second Schedule.
The Director shall allot a social security number to every member of the Fund.
10. Employee responsible for card
(1) A person, on obtaining a membership card or provisional registration card, shall be responsible for its custody unless or until it is delivered to an employer or a Fund Office, or retained by an inspector.
(2) Every eligible employee, on first commencing employment with an employer, must produce to his employer his membership card or provisional registration card, or furnish such particulars as the employer may require for the purpose of compliance with the provisions of the Act.
(1) The employer, on obtaining the membership card or provisional registration card, shall become responsible for the custody thereof so long as the employment continues or until the membership card or provisional registration card is returned to the member or delivered to a Fund Office or retained by an inspector in accordance with these Regulations or any other regulations made under the Act.
(2) The employer or any other person for the time being responsible for the custody of the membership card or provisional registration card in accordance with these Regulations, or any person having in his possession or under his control any membership card or provisional registration card issued in respect of an eligible employee, shall produce it for inspection at any reasonable time when required to do so by the Secretary or by an inspector, who may, if he thinks fit, retain it. The Secretary or the inspector shall give a receipt for any membership card or provisional registration card so retained by him.
12. Member's right of access to card
Every employer responsible for the custody of the membership card or provisional registration card in accordance with these Regulations shall permit the person to whom it relates to have access to such card for the purpose of obtaining any details thereon:
Provided that no member of the Fund shall be entitled by virtue of this provision to inspect his membership card or provisional registration card more than once in any one month nor except at such time within or immediately before or after working hours as may be fixed by the employer for the purpose.
(1) Subject as hereinafter provided in these Regulations, the employer shall, on the termination of the employment, forthwith return the membership card or provisional registration card to the member to whom it relates:
Provided that where the employment is terminated by the member without any notice or intimation to the employer, the membership card or provisional registration card shall be returned to the member or, where this is impracticable, to a Fund Office, within fourteen days of the termination of employment.
(2) The member, on the termination of his employment, shall apply to the employer for the return of his membership card or provisional registration card, and, on the card being returned to him, shall give to the employer, if he demands it, a receipt for the card.
(3) If for any reason other than the loss or destruction of the card, the membership card or provisional registration card is not returned to the member on the termination of his employment in accordance with sub-regulation (1), the employer shall, within fourteen days, send the card to a Fund Office.
(4) On the death of a member, any membership card or provisional registration card in the custody of an employer or any other person having possession or thereafter obtaining possession of the deceased member's card, shall forthwith send it to a Fund Office.
Where a membership card or provisional registration card of any member is destroyed or lost or is defaced in any material particular, the employee shall apply to the Secretary for a new card, and the Secretary, on being satisfied as to such destruction, loss or defacement, shall issue a new card:
Provided that where a membership card or provisional registration card is in the custody of an employer at the time it is destroyed, lost or so defaced, it shall be the duty of the employer forthwith to report the destruction, loss or defacement of the card to a Fund Office and to the member so that he may comply with the provisions of this regulation.
Any person who finds a membership card or provisional registration card shall forthwith deliver it to some responsible officer at a police station, employment exchange, post office or a Fund Office.
A person who has a membership card or provisional registration card containing any particulars which are to his knowledge incorrect shall forthwith inform a Fund Office so that a fresh membership card or provisional registration card may be issued in lieu thereof.
17. Prohibition of defacing or destroying of cards
No person shall deface or destroy any membership card or provisional registration card, or, save as authorised by the Director, alter, amend or erase any of the figures or particulars therein contained.
18. Incorrect possession of card
A person who has in his possession a membership card or provisional registration card except as provided by these Regulations shall forthwith send it to a Fund Office.
19. Possession of more than one card
A person who has in his possession more than one membership card or provisional registration card relating to the same person shall forthwith inform the Director.
PART III
CONTRIBUTIONS
20. Records to be kept by contributing employers
Every contributing employer shall maintain a record showing"”
(a) in respect of each eligible employee whom he has engaged"”
(i) the social security number allotted in accordance with regulation 9;
(ii) the dates on which the employment commences and terminates;
(iii) the date and amount of each payment of wages to the employee;
(iv) the amount of each statutory contribution due in respect of the employee; and
(v) the amount deducted from any payment of wages by way of an employee's share of a statutory contribution;
(b) in respect of each casual employee whom he has engaged"”
(i) the days during which the employee is employed; and
(ii) the date and amount of each payment of wages to the employee; and
(c) the date and amount of each payment he makes to the Fund by way of contributions under the Act.
21. Monthly return to be made by contributing employers
Every contributing employer shall forward to the Director each month, together with the contributions payable under sections 16 and 17 of the Act, a return showing the following"”
(a) full particulars of"”
(i) the month to which the return relates;
(ii) the employer's name, postal address and account number;
(iii) the names of all eligible employees employed by him during the month and the social security number of each of them;
(iv) employees who commenced employment during the month;
(v) the total wages paid to each employee, and the total statutory contributions due in respect of each employee, for contribution periods ending during the month; and
(vi) the total wages paid to casual employees during the month and the special contribution due in respect of such payment; and
(b) a certificate signed by him and completed in the following form:
"I certify that the amount of wages paid and the amounts of contributions payable by me under the Zambia National Provident Fund Act, as set out on the attached return, are correct.
Signature ..............................................................................
Date ......................................................................................
Employer's official stamp.................................................."
22. Member contributing on his own behalf
An application by a member to contribute to the Fund under section 21 of the Act shall be supported in writing by full particulars of"”
(a) his name, postal address and social security number;
(b) the name, postal address and (if known to him) account number of his last employer, and the date the employment ceased; and
(c) wages received, and the employee's share deducted for the last contribution period in his previous employment.
23. Employment by two or more employers
(1) Where an employee is regularly employed by two or more employers during the same contribution period, the Director may, on application by those employers and the employee, direct that the statutory contributions payable in respect of the employee for that period shall be reduced, in such proportion as the Director may think fit, so that in total they do not exceed the statutory contribution which would have been payable if the employee's wages during that period had been received from one contributing employer, and that the employee's share shall be correspondingly reduced.
(2) For the purposes of this regulation, a person shall not be deemed to have been regularly employed by any two employers unless he has been employed by each of them during at least two days in each week of any four consecutive weeks.
(3) Where any statutory contribution which is the subject of a direction under sub-regulation (1) has already been paid, the Director shall, subject to the provisions of regulation 26, refund the appropriate amount of that contribution.
All contributions to the Fund shall be paid"”
(a) by money order, postal order or cheque drawn on any Bank in Zambia, delivered or sent by post to the head office of the Fund;
(b) by cash at a Fund Office; or
(c) in such manner as the Director may from time to time authorise in any particular case.
25. Contributions made in error
Where the Director is satisfied that any amount has been paid to the Fund in excess of the amount which was due to be paid, he may, subject to the provisions of regulation 26, refund the amount so paid to the person by whom it was paid.
(1) No refund shall be made except with the consent of the Director, who may require the person by or in respect of whom the relevant payment was made to make a written application for refund and to furnish such other information as the Director may require to determine the circumstances in which the payment was made and the amount to be refunded.
(2) No refund shall be made of any amount which, having been credited to the account of a member in the Fund, has been withdrawn as benefit, and any such benefit shall be deemed to have been properly paid.
(3) If any debt is due to the Fund by the person to whom a refund would otherwise be paid, the Board may retain the whole or any part of the amount to be refunded and set it off against the debt.
(4) Where any amount to be refunded is in respect of a payment made by way of statutory contribution to the Fund, the Director may, if he is satisfied that a deduction has been made from the wages of any employee by way of the employee's share of that contribution, reduce the amount to be refunded by the amount of that deduction and repay the amount of the deduction to the employee.
(5) Where any amount to be refunded has been in the Fund throughout the whole of a financial year, that amount shall be increased by adding thereto interest at the rate fixed by the Board for accounts of members in respect of that financial year.
PART IV
BENEFIT
27. Claim by member for benefit
A claim by a member for benefit shall be made to a Fund Office or other office designated by the Board for this purpose and shall be supported in writing by the following"”
(a) full particulars of"”
(i) the member's name, social security number, national registration number, year of birth, postal address and residential address;
(ii) the grounds of the application and the conditions which the member claims to satisfy as justifying his claim; and
(iii) any supporting documents bearing on the member's age and retirement, disability or emigration; and
(b) a declaration signed by the member and completed in the following form:
"I hereby declare that the particulars in support of this claim are correct to the best of my knowledge and belief.
Signature ..............................................................................
Date ......................................................................................
Signature of attesting witness and designation
........................................................................................... "
28. Claim for benefit after death of a member
A claim by any person for benefit payable upon the death of a member shall be made to a Fund Office or other office designated by the Board for this purpose and shall be supported in writing by the following"”
(a) full particulars of"”
(i) the claimant's name, national registration number (if any), postal address and residential address;
(ii) the name, social security number and date of death of the member;
(iii) the conditions which the applicant claims to satisfy as justifying his claim; and
(iv) any supporting documents bearing on the member's death, or the applicant's relationship to the member or status as a dependant; and
(b) a declaration signed by the claimant and completed in the following form:
"I hereby declare that the particulars in support of this claim are correct to the best of my knowledge and belief.
Signature ..............................................................................
Date ......................................................................................
Signature of attesting witness and designation
..........................................................................................."
The Director may require such further evidence of identity and of entitlement as is in his opinion necessary to substantiate the claim for benefit, including production by the applicant of his national registration card.
The Director may require any member whose application for benefit is based on mental or physical disability to attend for medical examination by a registered medical practitioner and may use the report of any such examination as evidence in deciding the claim for benefit.
The Director may require any person who has made an application for benefit to make a statutory declaration as to the truth of any statement of fact made by him in his application or in connection therewith.
PART V
MISCELLANEOUS
Payments from the Fund shall be made in cash or by cheque.
Any document used in connection with the Fund which requires a person's signature may be signed with his written signature or, if he is unable to write, with his mark and shall, where the document so requires, be authenticated by the signature of an attesting witness.
Every employee shall furnish to his employer any information, and produce any document, necessary for the completion of forms or returns required by these Regulations to be made by his employer.
35. Incomplete or inaccurate documents
If, in the opinion of the Director, any document containing information required to be furnished under these Regulations is incomplete or inaccurate or is insufficiently clear for its purpose, he may return the document to the sender; and the sender shall comply with all lawful directions given to him and shall complete and deliver a fresh document in its place, or return the original document duly corrected, as the case may require.
36. Transfer to the Reserve Account
(1) There shall be transferred to the Reserve Account any amount standing to the credit of a member in the Fund in respect of whom no contributions have been received for five years after he appears from the records to have attained the age of sixty years and in respect of which no claim for benefit has been received before the end of that period.
(2) Any amount which is in the Reserve Account may be paid to any person who can establish a valid claim thereto within a period of five years from the date of its transfer to the Reserve Account, provided he gives such indemnity to the Fund as the Board may require.
[Am by SI 18 of 1971.]
In the case of an employee whose wages consist of remuneration falling within two or more of the categories contained in the definition of wages in section 2 of the Act, the Director may at his discretion treat the amounts falling within one only, or two or more, of those categories as the wages of that employee.
[Regulation 8 (2)]
ZAMBIA NATIONAL PROVIDENT FUND
MEMBERSHIP CARD
|
N P F |
National Registration |
Year of Birth |
||
|
MEMBERSHIP CARD |
183275/11/1 |
1925 |
||
|
BANDA JOHN |
Temporary Registration |
|||
|
305576/01/0 |
1925 |
|||
|
121 347 174 |
189525/02/0 |
1925 |
||
|
The Number shown above is your social Security Number and your Account Number in the National Provident Fund. |
||||
|
Please give this card to your employer when you start a new job. |
NPF Ref. No. |
|||
[Regulation 8(3)]
ZAMBIA NATIONAL PROVIDENT FUND
PROVISIONAL REGISTRATION CARD
|
N P F |
NPF.11C |
|
|
PROVISIONAL REGISTRATION CARD |
Surname ....................................................... |
|
|
Give this card to your employer so that he can send your contribution to the Fund using your Social Security Number, which is your account number in the National Provident Fund. |
First Name .................................................... |
|
|
Membership No. ........... |
||
|
National Registration No. ........../........../............ |
ZAMBIA NATIONAL PROVIDENT FUND (ANNUITY) REGULATIONS
[Section 44]
[Re-denominate the currency as stipulated under S 4 of Re-denomination Act, 8 of 2012, read with Bank of Zambia Act, 43 of 1996.]
Arrangement of Regulations
Regulation
3. Establishment of Annuity Account
4. Purchase of annuity by Member of Fund
5. Purchase of annuity by a registered employer
7. Conditions of payment of annuity
8. Age for commencement of deferred annuity
10. Death before commencement of a deferred annuity
[Regulations by the Minister]
SI 395 of 1967.
These Regulations may be cited as the Zambia National Provident Fund (Annuity) Regulations.
In these Regulations, unless the context otherwise requires"”
"annuity account" means the account to which all amounts meant to purchase annuities and all amounts determined under sub-regulation (3) of regulation 3 shall be credited, and to which all payments, charges and expenses in accordance with sub-regulation (4) of regulation 3 shall be debited;
"deferred annuity" means an annuity other than an immediate annuity;
"immediate annuity" means an annuity commencing on the last day of the month next following the month during which the benefit is converted into an immediate annuity or during which an immediate annuity is purchased;
"registered employer" means an employer registered under the provisions of section 10 of the Act;
"selected age" means the age referred to in regulation 8.
3. Establishment of Annuity Account
(1) There shall be established and maintained by the Director a separate account in the Fund to be termed "the Annuity Account".
(2) There shall be transferred to the Annuity Account"”
(a) any capital sum paid by the employer to purchase an annuity for his employee, or former employee, in terms of section 20 of the Act;
(b) the whole or any part of a Member's main account or savings account, as defined in section 23 of the Act, which is converted into an annuity in terms of regulation 4.
(3) There shall be credited to the Annuity Account each year interest at the average rate earned on the total assets of the Fund for that year as determined by the Board's actuaries.
(4) There shall be debited to the Annuity Account"”
(a) all payments of annuity;
(b) all payments in commutation of annuity;
(c) all expenses incurred in payment of annuities; and
(d) such charges of administration as the Board may determine.
4. Purchase of annuity by Member of Fund
A Member of the Fund may, on satisfying a condition for benefit under the Act, other than that for emigration benefit, exercise an irrevocable option to convert at least two-third of such benefit into"”
(a) an immediate annuity in accordance with regulation 7, provided that he has attained the age of forty-five years and that the amount of such annuity is at least forty-eight kwacha per annum;
(b) a deferred annuity in accordance with regulation 7, provided that the amount of the deferred annuity is at least forty-eight kwacha per annum.
5. Purchase of annuity by a registered employer
A registered employer may, at any time, pay into the Annuity Account a capital sum in terms of section 20 of the Act in respect of an employee, or former employee, for the purpose of purchasing either"”
(a) an immediate annuity in accordance with regulation 7, provided that the employee, or former employee, has attained the age of forty-five years; or
(b) a deferred annuity in accordance with regulation 7, provided that the amount of such annuity is at least forty-eight kwacha per annum.
(1) The amount of any annuity shall be determined by the Secretary in accordance with the annuity tables set out in the Schedules:
Provided that if an age other than one between the age of fifty years and sixty years is approved for a deferred annuity in terms of regulation 8, or if an immediate annuity is required for an age greater than sixty-five years for males or sixty years for females, the annuity shall be calculated by the Director after reference to the Board's actuaries.
(2) The tables set out in the Schedules shall be reviewed from time to time by the Board's actuaries who shall make a report to the Board and, as may be required, recommendations to the Board concerning any amendment of the tables.
(3) Any amendment to the tables approved by the Board in accordance with the actuaries"™ recommendations shall only apply to annuities or deferred annuities purchased after a date determined by the Board.
7. Conditions of payment of annuity
(1) The annuity will be payable for a term certain and for the lifetime of the annuitant thereafter.
(2) The term certain will be one hundred and twenty months:
Provided that for an immediate annuity the Director may agree to a term certain of sixty months.
(3) An annuity will be payable in monthly instalments in arrear.
(4) The first payment of an immediate annuity will be made on the last day of the month next following the month during which the benefit is converted into an immediate annuity or during which an immediate annuity is purchased.
(5) The first payment of a deferred annuity will be made on the last day of the month next following the month in which the selected age is attained, unless such age is attained on the first day of the month when the first payment will be made on the last day of that month.
(6) For the purpose of these Regulations, the age of any person shall be determined in accordance with section 3 of the Act.
(7) The method of payment of annuity shall in every case be determined by the Director.
(8) The annuitant shall furnish the Director with such evidence of survival as he may require.
8. Age for commencement of deferred annuity
A Member who wishes to purchase a deferred annuity, or a registered employer who purchases a deferred annuity for an employee, or former employee, shall select an age of attainment at which the deferred annuity shall commence. The selected age shall normally be one between fifty years and sixty years, but, in special circumstances, the Secretary may approve the purchase of an annuity at any other age.
If an annuitant dies during the period certain of his annuity, his annuity will be continued to his nominated dependant for the balance of the period certain:
Provided that the nominated dependant may elect to receive in lieu of the annuity a lump sum payment equal to the discounted value of those payments as determined by the Board's actuaries.
10. Death before commencement of a deferred annuity
If a person prospectively entitled to an annuity dies before attainment of the selected age, the amount applied to purchase a deferred annuity, together with five per centum compound interest from the date of purchase to the date of death, shall be paid to his nominated dependant.
[Regulation 6]
ZAMBIA NATIONAL PROVIDENT FUND IMMEDIATE ANNUITIES
|
Annuity purchased by payment of K100 |
||||
|
Age |
Payable for 5 years certain and lifetime thereafter |
Payable for 10 years certain and lifetime thereafter |
||
|
Males |
Females |
Males |
Females |
|
|
K |
K |
K |
K |
|
|
18 |
6.127 |
6.023 |
6.097 |
5.995 |
|
19 |
6.160 |
6.049 |
6.127 |
6.019 |
|
20 |
6.194 |
6.076 |
6.158 |
6.044 |
|
21 |
6.229 |
6.104 |
6.190 |
6.070 |
|
22 |
6.265 |
6.133 |
6.224 |
6.097 |
|
23 |
6.302 |
6.163 |
6.259 |
6.126 |
|
24 |
6.341 |
6.195 |
6.296 |
6.156 |
|
25 |
6.382 |
6.228 |
6.334 |
6.187 |
|
26 |
6.424 |
6.262 |
6.374 |
6.219 |
|
27 |
6.468 |
6.297 |
6.415 |
6.252 |
|
28 |
6.514 |
6.333 |
6.458 |
6.286 |
|
29 |
6.562 |
6.371 |
6.503 |
6.321 |
|
30 |
6.612 |
6.410 |
6.550 |
6.357 |
|
31 |
6.665 |
6.451 |
6.599 |
6.395 |
|
32 |
6.720 |
6.494 |
6.651 |
6.435 |
|
33 |
6.778 |
6.538 |
6.705 |
6.476 |
|
34 |
6.839 |
6.584 |
6.762 |
6.519 |
|
35 |
6.903 |
6.632 |
6.822 |
6.564 |
|
36 |
6.971 |
6.682 |
6.885 |
6.611 |
|
37 |
7.043 |
6.734 |
6.952 |
6.661 |
|
38 |
7.119 |
6.789 |
7.023 |
6.713 |
|
39 |
7.200 |
6.847 |
7.098 |
6.767 |
|
40 |
7.286 |
6.909 |
7.177 |
6.824 |
|
41 |
7.377 |
6.974 |
7.261 |
6.885 |
|
42 |
7.474 |
7.043 |
7.349 |
6.949 |
|
44 |
7.690 |
7.193 |
7.541 |
7.087 |
|
45 |
7.810 |
7.275 |
7.645 |
7.163 |
|
46 |
7.938 |
7.362 |
7.755 |
7.243 |
|
47 |
8.073 |
7.455 |
7.870 |
7.328 |
|
48 |
8.215 |
7.554 |
7.990 |
7.418 |
|
49 |
8.365 |
7.660 |
8.115 |
7.514 |
|
50 |
8.524 |
7.774 |
8.245 |
7.616 |
|
51 |
8.692 |
7.896 |
8.380 |
7.724 |
|
52 |
8.869 |
8.026 |
8.520 |
7.839 |
|
53 |
9.056 |
8.165 |
8.666 |
7.961 |
|
54 |
9.253 |
8.314 |
8.818 |
8.090 |
|
55 |
9.461 |
8.474 |
8.975 |
8.226 |
|
56 |
9.680 |
8.646 |
9.137 |
8.370 |
|
57 |
9.911 |
8.831 |
9.305 |
8.523 |
|
58 |
10.155 |
9.030 |
9.478 |
8.685 |
|
59 |
10.413 |
9.243 |
9.656 |
8.855 |
|
60 |
10.686 |
9.471 |
9.838 |
9.032 |
|
61 |
10.975 |
10.024 |
||
|
62 |
11.280 |
10.214 |
||
|
63 |
11.602 |
10.406 |
||
|
64 |
11.943 |
10.599 |
||
|
65 |
12.305 |
10.792 |
*Calendar year of purchase minus calendar year of birth.
[Regulation 6]
ZAMBIA NATIONAL PROVIDENT FUND DEFERRED ANNUITIES
Males
|
Annual amount of deferred annuity payable for 10 years certain and lifetime thereafter purchased by K100 and commencing at age |
|||||||||||
|
Age* |
50 |
51 |
52 |
53 |
54 |
55 |
56 |
57 |
58 |
59 |
60 |
|
K |
K |
K |
K |
K |
K |
K |
K |
K |
K |
K |
|
|
18 |
44.18 |
47.36 |
50.80 |
54.50 |
58.49 |
62.80 |
67.44 |
72.44 |
77.82 |
83.63 |
89.91 |
|
19 |
41.87 |
44.89 |
48.15 |
51.66 |
55.44 |
59.53 |
63.93 |
68.67 |
73.77 |
79.27 |
85.22 |
|
20 |
39.68 |
42.55 |
45.64 |
48.97 |
52.55 |
56.42 |
60.60 |
65.09 |
69.92 |
75.14 |
80.78 |
|
21 |
37.61 |
40.33 |
43.26 |
46.42 |
49.81 |
53.47 |
57.44 |
61.69 |
66.27 |
71.23 |
76.57 |
|
22 |
35.65 |
38.23 |
41.00 |
44.00 |
47.21 |
50.68 |
54.44 |
58.47 |
62.82 |
67.52 |
72.58 |
|
23 |
33.79 |
36.24 |
38.86 |
41.70 |
44.75 |
48.04 |
51.60 |
55.42 |
59.55 |
64.00 |
68.79 |
|
24 |
32.03 |
34.35 |
36.83 |
39.52 |
42.42 |
45.54 |
48.91 |
52.53 |
56.45 |
60.66 |
65.20 |
|
25 |
30.36 |
32.56 |
34.91 |
37.46 |
40.21 |
43.17 |
46.36 |
49.79 |
53.51 |
57.49 |
61.80 |
|
26 |
28.78 |
30.86 |
33.09 |
35.51 |
38.11 |
40.92 |
43.94 |
47.19 |
50.72 |
54.49 |
58.58 |
|
27 |
27.28 |
29.25 |
31.37 |
33.66 |
36.12 |
38.79 |
41.65 |
44.73 |
48.07 |
51.65 |
55.53 |
|
28 |
25.86 |
27.73 |
29.74 |
31.91 |
34.24 |
36.77 |
39.48 |
42.40 |
45.56 |
48.96 |
52.64 |
|
29 |
24.51 |
26.29 |
28.19 |
30.25 |
32.46 |
34.85 |
37.42 |
40.19 |
43.18 |
46.41 |
49.90 |
|
30 |
23.23 |
24.92 |
26.72 |
28.67 |
30.77 |
33.03 |
35.47 |
38.10 |
40.93 |
43.99 |
47.30 |
|
31 |
22.02 |
23.62 |
25.33 |
27.17 |
29.17 |
31.31 |
33.62 |
36.11 |
38.80 |
41.70 |
44.83 |
|
32 |
20.87 |
22.39 |
24.01 |
25.75 |
27.65 |
29.68 |
31.87 |
34.23 |
36.78 |
39.53 |
42.49 |
|
33 |
19.78 |
21.22 |
22.75 |
24.41 |
26.21 |
28.13 |
30.21 |
32.45 |
34.86 |
37.47 |
40.27 |
|
34 |
18.75 |
20.11 |
21.56 |
23.14 |
24.84 |
26.66 |
28.63 |
30.76 |
33.04 |
35.52 |
38.17 |
|
35 |
17.77 |
19.06 |
20.44 |
21.93 |
23.54 |
25.27 |
27.13 |
29.16 |
31.32 |
33.67 |
36.18 |
|
36 |
16.85 |
18.07 |
19.38 |
20.79 |
22.31 |
23.95 |
25.71 |
27.64 |
29.69 |
31.91 |
34.30 |
|
37 |
15.97 |
17.13 |
18.37 |
19.71 |
21.15 |
22.70 |
24.37 |
26.20 |
28.14 |
30.24 |
32.51 |
|
38 |
15.14 |
16.23 |
17.41 |
18.68 |
20.05 |
21.52 |
23.10 |
24.83 |
26.67 |
28.66 |
30.81 |
|
39 |
14.35 |
15.38 |
16.50 |
17.71 |
19.00 |
20.40 |
21.90 |
23.53 |
25.28 |
27.17 |
29.20 |
|
40 |
13.60 |
14.58 |
15.64 |
16.79 |
18.01 |
19.34 |
20.76 |
22.30 |
23.96 |
25.76 |
27.68 |
|
41 |
12.89 |
13.82 |
14.82 |
15.92 |
17.07 |
18.33 |
19.68 |
21.13 |
22.71 |
24.42 |
26.24 |
|
42 |
12.22 |
13.10 |
14.05 |
15.09 |
16.18 |
17.37 |
18.65 |
20.04 |
21.53 |
23.15 |
24.87 |
|
43 |
11.58 |
12.42 |
13.32 |
14.30 |
15.34 |
16.46 |
17.68 |
19.00 |
20.41 |
21.94 |
23.57 |
|
44 |
10.98 |
11.77 |
12.63 |
13.55 |
14.54 |
15.60 |
16.76 |
18.01 |
19.35 |
20.79 |
22.34 |
|
45 |
10.41 |
11.16 |
11.97 |
12.84 |
13.78 |
14.79 |
15.89 |
17.07 |
18.34 |
19.70 |
21.18 |
|
46 |
9.87 |
10.58 |
11.34 |
12.17 |
13.06 |
14.02 |
15.06 |
16.18 |
17.38 |
18.67 |
20.08 |
|
47 |
9.35 |
10.03 |
10.75 |
11.53 |
12.38 |
13.29 |
14.28 |
15.34 |
16.47 |
17.70 |
19.03 |
|
48 |
8.86 |
9.51 |
10.19 |
10.93 |
11.73 |
12.60 |
13.54 |
14.54 |
15.61 |
16.78 |
18.04 |
|
49 |
8.40 |
9.01 |
9.66 |
10.36 |
11.12 |
11.94 |
12.83 |
13.78 |
14.80 |
15.91 |
17.10 |
|
50 |
8.54 |
9.16 |
9.82 |
10.54 |
11.32 |
12.16 |
13.06 |
14.03 |
15.08 |
16.21 |
|
|
51 |
8.68 |
9.31 |
9.99 |
10.73 |
11.52 |
12.38 |
13.30 |
14.29 |
15.36 |
||
|
52 |
8.83 |
9.47 |
10.17 |
10.92 |
11.73 |
12.60 |
13.54 |
14.56 |
|||
|
53 |
8.98 |
9.64 |
10.35 |
11.12 |
11.94 |
12.83 |
13.80 |
||||
|
54 |
9.14 |
9.81 |
10.54 |
11.32 |
12.16 |
13.08 |
|||||
|
55 |
9.30 |
9.99 |
10.73 |
11.53 |
12.40 |
||||||
|
56 |
9.47 |
10.17 |
10.93 |
11.75 |
|||||||
|
57 |
9.64 |
10.36 |
11.14 |
||||||||
|
58 |
9.82 |
10.56 |
|||||||||
|
59 |
10.01 |
* Calendar year of purchase minus calendar year of birth.
[Regulation 6]
ZAMBIA NATIONAL PROVIDENT FUND DEFERRED ANNUITIES
Females
|
Annual amount of deferred annuity payable for 10 years certain and lifetime thereafter purchased by K100 and commencing at age |
|||||||||||
|
Age* |
50 |
51 |
52 |
53 |
54 |
55 |
56 |
57 |
58 |
59 |
60 |
|
K |
K |
K |
K |
K |
K |
K |
K |
K |
K |
K |
|
|
18 |
40.86 |
43.72 |
46.79 |
50.13 |
53.71 |
57.58 |
61.79 |
66.35 |
71.30 |
76.67 |
82.49 |
|
19 |
38.72 |
41.44 |
44.35 |
47.52 |
50.91 |
54.59 |
58.57 |
62.89 |
67.58 |
72.68 |
78.19 |
|
20 |
36.70 |
39.28 |
42.04 |
45.04 |
48.25 |
51.75 |
55.52 |
59.61 |
64.06 |
68.90 |
74.12 |
|
21 |
34.79 |
37.23 |
39.85 |
42.69 |
45.73 |
49.05 |
52.63 |
56.51 |
60.72 |
65.31 |
70.26 |
|
22 |
32.98 |
35.29 |
37.77 |
40.46 |
43.34 |
46.49 |
49.89 |
53.57 |
57.56 |
61.90 |
66.60 |
|
23 |
31.26 |
33.45 |
35.80 |
38.35 |
41.08 |
44.06 |
47.29 |
50.78 |
54.57 |
58.67 |
63.13 |
|
24 |
29.63 |
31.71 |
33.93 |
36.35 |
38.94 |
41.76 |
44.82 |
48.13 |
51.73 |
55.61 |
59.84 |
|
25 |
28.09 |
30.06 |
32.16 |
34.45 |
36.91 |
39.58 |
42.48 |
45.62 |
49.03 |
52.71 |
56.72 |
|
26 |
26.63 |
28.49 |
30.48 |
32.65 |
34.99 |
37.52 |
40.26 |
43.24 |
46.47 |
49.96 |
53.76 |
|
27 |
25.24 |
27.00 |
28.89 |
30.95 |
33.17 |
35.57 |
38.16 |
40.98 |
44.04 |
47.35 |
50.96 |
|
28 |
23.92 |
25.59 |
27.39 |
29.34 |
31.44 |
33.72 |
36.17 |
38.84 |
41.74 |
44.88 |
48.31 |
|
29 |
22.67 |
24.26 |
25.97 |
27.81 |
29.81 |
31.96 |
34.28 |
36.81 |
39.56 |
42.54 |
45.79 |
|
30 |
21.49 |
23.00 |
24.62 |
26.36 |
28.25 |
30.29 |
32.49 |
34.89 |
37.50 |
40.32 |
43.40 |
|
31 |
20.37 |
21.80 |
23.33 |
24.99 |
26.78 |
28.71 |
30.80 |
33.07 |
35.55 |
38.22 |
41.13 |
|
32 |
19.31 |
20.66 |
22.11 |
23.69 |
25.38 |
27.21 |
29.20 |
31.35 |
33.70 |
36.23 |
38.98 |
|
33 |
18.30 |
19.58 |
20.96 |
22.46 |
24.05 |
25.79 |
27.68 |
29.72 |
31.94 |
34.34 |
36.95 |
|
34 |
17.35 |
18.56 |
19.87 |
21.29 |
22.80 |
24.45 |
26.24 |
28.17 |
30.27 |
32.55 |
35.03 |
|
35 |
16.45 |
17.59 |
18.83 |
20.18 |
21.62 |
23.18 |
24.87 |
26.70 |
28.69 |
30.86 |
33.21 |
|
36 |
15.59 |
16.67 |
17.85 |
19.12 |
20.50 |
21.97 |
23.57 |
25.31 |
27.20 |
29.25 |
31.48 |
|
37 |
14.77 |
15.80 |
16.92 |
18.12 |
19.43 |
20.82 |
22.34 |
23.99 |
25.79 |
27.72 |
29.84 |
|
38 |
14.00 |
14.98 |
16.04 |
17.17 |
18.41 |
19.73 |
21.17 |
22.74 |
24.45 |
26.27 |
28.28 |
|
39 |
13.27 |
14.20 |
15.20 |
16.27 |
17.45 |
18.70 |
20.07 |
21.56 |
23.17 |
24.90 |
26.80 |
|
40 |
12.58 |
13.46 |
14.40 |
15.42 |
16.54 |
17.73 |
19.03 |
20.44 |
21.96 |
23.60 |
25.40 |
|
41 |
11.93 |
12.76 |
13.65 |
14.62 |
15.68 |
16.81 |
18.04 |
19.37 |
20.81 |
22.37 |
24.08 |
|
42 |
11.31 |
12.10 |
12.94 |
13.86 |
14.86 |
15.94 |
17.10 |
18.36 |
19.72 |
21.21 |
22.83 |
|
43 |
10.72 |
11.47 |
12.27 |
13.14 |
14.08 |
15.11 |
16.21 |
17.40 |
18.69 |
20.11 |
21.64 |
|
44 |
10.16 |
10.87 |
11.63 |
12.46 |
13.34 |
14.32 |
15.36 |
16.49 |
17.72 |
19.06 |
20.51 |
|
45 |
9.63 |
10.30 |
11.02 |
11.81 |
12.64 |
13.57 |
14.56 |
15.63 |
16.80 |
18.06 |
19.44 |
|
46 |
9.13 |
9.76 |
10.44 |
11.19 |
11.98 |
12.86 |
13.80 |
14.82 |
15.93 |
17.12 |
18.42 |
|
47 |
8.65 |
9.25 |
9.90 |
10.61 |
11.36 |
12.19 |
13.08 |
14.05 |
15.10 |
16.23 |
17.46 |
|
48 |
8.20 |
8.77 |
9.39 |
10.06 |
10.77 |
11.55 |
12.40 |
13.32 |
14.31 |
15.38 |
16.55 |
|
49 |
7.77 |
8.31 |
8.90 |
9.53 |
10.21 |
10.95 |
11.75 |
12.62 |
13.56 |
14.58 |
15.69 |
|
50 |
7.88 |
8.44 |
9.03 |
9.68 |
10.38 |
11.14 |
11.96 |
12.85 |
13.82 |
14.87 |
|
|
51 |
8.00 |
8.56 |
9.18 |
9.84 |
10.56 |
11.34 |
12.18 |
13.10 |
14.09 |
||
|
52 |
8.12 |
8.70 |
9.33 |
10.01 |
10.75 |
11.54 |
12.42 |
13.36 |
|||
|
53 |
8.25 |
8.84 |
9.49 |
10.19 |
10.94 |
11.77 |
12.67 |
||||
|
54 |
8.38 |
8.99 |
9.66 |
10.37 |
11.15 |
12.01 |
|||||
|
55 |
8.52 |
9.16 |
9.83 |
10.57 |
11.38 |
||||||
|
56 |
8.68 |
9.32 |
10.02 |
10.78 |
|||||||
|
57 |
8.84 |
9.50 |
10.22 |
||||||||
|
58 |
9.01 |
9.69 |
|||||||||
|
59 |
9.19 |
* Calendar year of purchase minus calendar year of birth.
ZAMBIA NATIONAL PROVIDENT FUND (STATUTORY CONTRIBUTIONS) REGULATIONS, 1996
[Sections 16 and 18]
[Re-denominate the currency as stipulated under S 4 of Re-denomination Act, 8 of 2012, read with Bank of Zambia Act, 43 of 1996.]
Arrangement of Regulations
Regulation
4. Revocation of statutory Instrument No. 86 of 1995
SI 44 of 1996.
These Regulations may be cited as the Zambia National Provident Fund (Statutory Contributions) Regulations, 1996.
A contributing employer, shall for every contributing period, pay into the Fund a statutory contribution in respect of each eligible employee employed by him during every such period at the rate prescribed in the Schedule to these Regulations.
A contributing employer who is required to make a statutory contribution in respect of an employee may deduct the employee's share of that contribution due from him to that employee at the rate prescribed in the Schedule to these Regulations.
4. Revocation of statutory Instrument No. 86 of 1995
The Zambia National Provident Fund (Statutory Contributions) Regulations, 1995, is hereby revoked.
[Regulations 2 and 3]
ZAMBIA NATIONAL PROVIDENT FUND
TABLE FOR EMPLOYEES PAID WEEKLY
The normal rate of statutory contribution for each kwacha of wages paid (rounded off to the nearest is 7 per cent of rounded wages paid). The rate of employee's share is 3.5 per cent of rounded wages paid (50 per cent of statutory contribution) at each level. The ceiling of statutory contribution is K37, 500 per week.
(Wages are to be rounded to the nearest kwacha before using this table)
|
Rounded Wages Paid |
Statutory Contribution |
Employee's Share |
|
K |
K |
K |
|
3750 |
262.5 |
131.25 |
|
4250 |
297.5 |
148.75 |
|
4750 |
332.5 |
166.25 |
|
5250 |
367.5 |
183.75 |
|
5750 |
402.5 |
201.25 |
|
6250 |
437.5 |
218.75 |
|
6750 |
472.5 |
236.25 |
|
7250 |
507.5 |
253.75 |
|
7750 |
542.5 |
271.25 |
|
8250 |
577.5 |
288.75 |
|
8750 |
612.5 |
306.25 |
|
9250 |
647.5 |
323.75 |
|
9750 |
682.5 |
341.25 |
|
10250 |
717.5 |
358.75 |
|
10750 |
752.5 |
376.25 |
|
11250 |
787.5 |
393.75 |
|
11750 |
822.5 |
411.25 |
|
12250 |
857.5 |
428.75 |
|
12750 |
892.5 |
446.25 |
|
13250 |
927.5 |
463.75 |
|
13750 |
962.5 |
481.25 |
|
14250 |
997.5 |
498.75 |
|
14750 |
1032.5 |
516.25 |
|
15250 |
1067.5 |
533.75 |
|
15750 |
1102.5 |
551.25 |
|
16250 |
1137.5 |
568.75 |
|
16750 |
1172.5 |
586.25 |
|
17250 |
1207.5 |
603.75 |
|
17750 |
1242.5 |
621.25 |
|
18250 |
1277.5 |
638.75 |
|
18750 |
1312.5 |
656.25 |
|
19250 |
1347.5 |
673.75 |
|
19750 |
1382.5 |
691.25 |
|
20250 |
1417.5 |
708.75 |
|
20750 |
1452.5 |
726.25 |
|
21250 |
1487.5 |
743.75 |
|
21750 |
1522.5 |
761.25 |
|
22250 |
1557.5 |
778.75 |
|
22750 |
1592.5 |
796.25 |
|
23250 |
1627.5 |
813.75 |
|
23750 |
1662.5 |
831.25 |
|
24250 |
1697.5 |
848.75 |
|
24750 |
1732.5 |
866.25 |
|
25250 |
1767.5 |
883.75 |
|
25750 |
1802.5 |
901.25 |
|
26250 |
1837.5 |
918.75 |
|
26750 |
1872.5 |
936.25 |
|
27250 |
1907.5 |
953.75 |
|
27750 |
1942.5 |
971.25 |
|
28250 |
1977.5 |
988.75 |
|
28750 |
2012.5 |
1006.25 |
|
29250 |
2047.5 |
1023.75 |
|
29750 |
2082.5 |
1041.25 |
|
30250 |
2117.5 |
1058.75 |
|
30750 |
2152.5 |
1076.25 |
|
31250 |
2187.5 |
1093.75 |
|
31750 |
2222.5 |
1111.25 |
|
32250 |
2257.5 |
1128.75 |
|
32750 |
2292.5 |
1146.25 |
|
33250 |
2327.5 |
1163.75 |
|
33750 |
2362.5 |
1181.25 |
|
34250 |
2397.5 |
1198.75 |
|
34750 |
2432.5 |
1216.25 |
|
35250 |
2467.5 |
1233.75 |
|
35750 |
2502.5 |
1251.25 |
|
36250 |
2537.5 |
1268.75 |
|
36750 |
2572.5 |
1286.25 |
|
37250 |
2607.5 |
1303.75 |
|
37750 |
2642.5 |
1321.25 |
TABLE FOR EMPLOYEES PAID FORTNIGHTLY
The normal rate of statutory contribution for each kwacha of wages paid (rounded off to the nearest kwacha is 7 per cent of rounded wages paid). The rate of employee's share is 3.5 per cent of rounded wages paid (50 per cent of statutory contribution) at each level. The ceiling of statutory contribution is K75, 000 per fortnight.
(Wages are to be rounded to the nearest kwacha before using this table)
|
Rounded Wages Paid |
Statutory Contribution |
Employee's Share |
|
K |
K |
K |
|
7500.00 |
525.00 |
262.50 |
|
8000.00 |
560.00 |
280.00 |
|
8500.00 |
595.00 |
297.50 |
|
9000.00 |
630.00 |
315.00 |
|
9500.00 |
665.00 |
332.50 |
|
10000.00 |
700.00 |
350.00 |
|
10500.00 |
735.00 |
367.50 |
|
11000.00 |
770.00 |
385.00 |
|
11500.00 |
805.00 |
402.50 |
|
12000.00 |
840.00 |
420.00 |
|
12500.00 |
875.00 |
437.50 |
|
13000.00 |
910.00 |
455.00 |
|
13500.00 |
945.00 |
472.50 |
|
14000.00 |
980.00 |
490.00 |
|
14500.00 |
1015.00 |
507.50 |
|
15000.00 |
1050.00 |
525.00 |
|
15500.00 |
1085.00 |
542.50 |
|
16000.00 |
1120.00 |
560.00 |
|
16500.00 |
1155.00 |
577.50 |
|
17000.00 |
1190.00 |
595.00 |
|
17500.00 |
1225.00 |
612.50 |
|
18000.00 |
1260.00 |
630.00 |
|
18500.00 |
1295.00 |
647.50 |
|
19000.00 |
1330.00 |
665.00 |
|
19500.00 |
1365.00 |
682.50 |
|
20000.00 |
1400.00 |
700.00 |
|
20500.00 |
1435.00 |
717.50 |
|
21000.00 |
1470.00 |
735.00 |
|
21500.00 |
1505.00 |
752.50 |
|
22000.00 |
1540.00 |
770.00 |
|
22500.00 |
1575.00 |
787.50 |
|
23000.00 |
1610.00 |
805.00 |
|
23500.00 |
1645.00 |
822.50 |
|
24000.00 |
1680.00 |
840.00 |
|
24500.00 |
1715.00 |
857.50 |
|
25000.00 |
1750.00 |
875.00 |
|
25500.00 |
1785.00 |
892.50 |
|
26000.00 |
1820.00 |
910.00 |
|
26500.00 |
1855.00 |
927.50 |
|
27000.00 |
1890.00 |
945.00 |
|
27500.00 |
1925.00 |
962.50 |
|
28000.00 |
1960.00 |
980.00 |
|
28500.00 |
1995.00 |
997.50 |
|
29000.00 |
2030.00 |
1015.00 |
|
29500.00 |
2065.00 |
1032.50 |
|
30000.00 |
2100.00 |
1050.00 |
|
30500.00 |
2135.00 |
1067.50 |
|
31000.00 |
2170.00 |
1085.00 |
|
31500.00 |
2205.00 |
1102.50 |
|
32000.00 |
2240.00 |
1120.00 |
|
32500.00 |
2275.00 |
1137.50 |
|
33000.00 |
2310.00 |
1155.00 |
|
33500.00 |
2345.00 |
1172.50 |
|
34000.00 |
2380.00 |
1190.00 |
|
34500.00 |
2415.00 |
1207.50 |
|
35000.00 |
2450.00 |
1225.00 |
|
35500.00 |
2485.00 |
1242.50 |
|
36000.00 |
2520.00 |
1260.00 |
|
36500.00 |
2555.00 |
1277.50 |
|
37000.00 |
2590.00 |
1295.00 |
|
37500.00 |
2625.00 |
1312.50 |
|
38000.00 |
2660.00 |
1330.00 |
|
38500.00 |
2695.00 |
1347.50 |
|
39000.00 |
2730.00 |
1365.00 |
|
39500.00 |
2765.00 |
1382.50 |
|
40000.00 |
2800.00 |
1400.00 |
|
40500.00 |
2835.00 |
1417.50 |
|
41000.00 |
2870.00 |
1435.00 |
|
41500.00 |
2905.00 |
1452.50 |
|
42000.00 |
2940.00 |
1470.00 |
|
42500.00 |
2975.00 |
1487.50 |
|
43000.00 |
3010.00 |
1505.00 |
|
43500.00 |
3045.00 |
1522.50 |
|
44000.00 |
3080.00 |
1540.00 |
|
44500.00 |
3115.00 |
1557.50 |
|
45000.00 |
3150.00 |
1575.00 |
|
45500.00 |
3185.00 |
1592.50 |
|
46000.00 |
3220.00 |
1610.00 |
|
46500.00 |
3255.00 |
1627.50 |
|
47000.00 |
3290.00 |
1645.00 |
|
47500.00 |
3325.00 |
1662.50 |
|
48000.00 |
3360.00 |
1680.00 |
|
48500.00 |
3395.00 |
1697.50 |
|
49000.00 |
3430.00 |
1715.00 |
|
49500.00 |
3465.00 |
1732.50 |
|
50000.00 |
3500.00 |
1750.00 |
|
50500.00 |
3535.00 |
1767.50 |
|
51000.00 |
3570.00 |
1785.00 |
|
51500.00 |
3605.00 |
1802.50 |
|
52000.00 |
3640.00 |
1820.00 |
|
52500.00 |
3675.00 |
1837.50 |
|
53000.00 |
3710.00 |
1855.00 |
|
53500.00 |
3745.00 |
1872.50 |
|
54000.00 |
3780.00 |
1890.00 |
|
54500.00 |
3815.00 |
1907.50 |
|
55000.00 |
3850.00 |
1925.00 |
|
55500.00 |
3885.00 |
1942.50 |
|
56000.00 |
3920.00 |
1960.00 |
|
56500.00 |
3955.00 |
1977.50 |
|
57000.00 |
3990.00 |
1995.00 |
|
57500.00 |
4025.00 |
2012.50 |
|
58000.00 |
4060.00 |
2030.00 |
|
58500.00 |
4095.00 |
2047.50 |
|
59000.00 |
4130.00 |
2065.00 |
|
59500.00 |
4165.00 |
2082.50 |
|
60000.00 |
4200.00 |
2100.00 |
|
60500.00 |
4235.00 |
2117.50 |
|
61000.00 |
4270.00 |
2135.00 |
|
61500.00 |
4305.00 |
2152.50 |
|
62000.00 |
4340.00 |
2170.00 |
|
62500.00 |
4375.00 |
2187.50 |
|
63000.00 |
4410.00 |
2205.00 |
|
63500.00 |
4445.00 |
2222.50 |
|
64000.00 |
4480.00 |
2240.00 |
|
64500.00 |
4515.00 |
2257.50 |
|
65000.00 |
4550.00 |
2275.00 |
|
65500.00 |
4585.00 |
2292.50 |
|
66000.00 |
4620.00 |
2310.00 |
|
66500.00 |
4655.00 |
2327.50 |
|
67000.00 |
4690.00 |
2345.00 |
|
67500.00 |
4725.00 |
2362.50 |
|
68000.00 |
4760.00 |
2380.00 |
|
68500.00 |
4795.00 |
2397.50 |
|
69000.00 |
4830.00 |
2415.00 |
|
69500.00 |
4865.00 |
2432.50 |
|
70000.00 |
4900.00 |
2450.00 |
|
70500.00 |
4935.00 |
2467.50 |
|
71000.00 |
4970.00 |
2485.00 |
|
71500.00 |
5005.00 |
2502.50 |
|
72000.00 |
5040.00 |
2520.00 |
|
72500.00 |
5075.00 |
2537.50 |
|
73000.00 |
5110.00 |
2555.00 |
|
73500.00 |
5145.00 |
2572.50 |
|
74000.00 |
5180.00 |
2590.00 |
|
74500.00 |
5215.00 |
2607.50 |
|
75000.00 |
5250.00 |
2625.00 |
TABLE FOR EMPLOYEES PAID MONTHLY
The normal rate of statutory contribution for each kwacha of wages paid (rounded off to the nearest kwacha is 7 per cent of rounded wages paid). The rate of employee's share is 3.5 per cent of rounded wages paid (50 per cent of statutory contribution) at each level. The ceiling of statutory contribution is k150, 000 per month.
(Wages are to be rounded to the nearest kwacha before using this table)
|
Rounded Wages Paid |
Statutory Contribution |
Employee's Share |
|
K |
K |
K |
|
21500.00 |
1505.00 |
752.50 |
|
22000.00 |
1540.00 |
770.00 |
|
22500.00 |
1575.00 |
787.50 |
|
23000.00 |
1610.00 |
805.00 |
|
23500.00 |
1645.00 |
822.50 |
|
24000.00 |
1680.00 |
840.00 |
|
24500.00 |
1715.00 |
857.50 |
|
25000.00 |
1750.00 |
875.00 |
|
25500.00 |
1785.00 |
892.50 |
|
26000.00 |
1820.00 |
910.00 |
|
26500.00 |
1855.00 |
927.50 |
|
27000.00 |
1890.00 |
945.00 |
|
27500.00 |
1925.00 |
962.50 |
|
28000.00 |
1960.00 |
980.00 |
|
28500.00 |
1995.00 |
997.50 |
|
29000.00 |
2030.00 |
1015.00 |
|
29500.00 |
2065.00 |
1032.50 |
|
30000.00 |
2100.00 |
1050.00 |
|
30500.00 |
2135.00 |
1067.50 |
|
31000.00 |
2170.00 |
1085.00 |
|
31500.00 |
2205.00 |
1102.50 |
|
32000.00 |
2240.00 |
1120.00 |
|
32500.00 |
2275.00 |
1137.50 |
|
33000.00 |
2310.00 |
1155.00 |
|
33500.00 |
2345.00 |
1172.50 |
|
34000.00 |
2380.00 |
1190.00 |
|
34500.00 |
2415.00 |
1207.50 |
|
35000.00 |
2450.00 |
1225.00 |
|
35500.00 |
2485.00 |
1242.50 |
|
36000.00 |
2520.00 |
1260.00 |
|
36500.00 |
2555.00 |
1277.50 |
|
37000.00 |
2590.00 |
1295.00 |
|
37500.00 |
2625.00 |
1312.50 |
|
38000.00 |
2660.00 |
1330.00 |
|
38500.00 |
2695.00 |
1347.50 |
|
39000.00 |
2730.00 |
1365.00 |
|
39500.00 |
2765.00 |
1382.50 |
|
40000.00 |
2800.00 |
1400.00 |
|
40500.00 |
2835.00 |
1417.50 |
|
41000.00 |
2870.00 |
1435.00 |
|
41500.00 |
2905.00 |
1452.50 |
|
42000.00 |
2940.00 |
1470.00 |
|
42500.00 |
2975.00 |
1487.50 |
|
43000.00 |
3010.00 |
1505.00 |
|
43500.00 |
3045.00 |
1522.50 |
|
44000.00 |
3080.00 |
1540.00 |
|
44500.00 |
3115.00 |
1557.50 |
|
45000.00 |
3150.00 |
1575.00 |
|
45500.00 |
3185.00 |
1592.50 |
|
46000.00 |
3220.00 |
1610.00 |
|
46500.00 |
3255.00 |
1627.50 |
|
47000.00 |
3290.00 |
1645.00 |
|
47500.00 |
3325.00 |
1662.50 |
|
48000.00 |
3360.00 |
1680.00 |
|
48500.00 |
3395.00 |
1697.50 |
|
49000.00 |
3430.00 |
1715.00 |
|
49500.00 |
3465.00 |
1732.50 |
|
50000.00 |
3500.00 |
1750.00 |
|
50500.00 |
3535.00 |
1767.50 |
|
51000.00 |
3570.00 |
1785.00 |
|
51500.00 |
3605.00 |
1802.50 |
|
52000.00 |
3640.00 |
1820.00 |
|
52500.00 |
3675.00 |
1837.50 |
|
53000.00 |
3710.00 |
1855.00 |
|
53500.00 |
3745.00 |
1872.50 |
|
54000.00 |
3780.00 |
1890.00 |
|
54500.00 |
3815.00 |
1907.50 |
|
55000.00 |
3850.00 |
1925.00 |
|
55500.00 |
3885.00 |
1942.50 |
|
56000.00 |
3920.00 |
1960.00 |
|
56500.00 |
3955.00 |
1977.50 |
|
57000.00 |
3990.00 |
1995.00 |
|
57500.00 |
4025.00 |
2012.50 |
|
58000.00 |
4060.00 |
2030.00 |
|
58500.00 |
4095.00 |
2047.50 |
|
59000.00 |
4130.00 |
2065.00 |
|
59500.00 |
4165.00 |
2082.50 |
|
60000.00 |
4200.00 |
2100.00 |
|
60500.00 |
4235.00 |
2117.50 |
|
61000.00 |
4270.00 |
2135.00 |
|
61500.00 |
4305.00 |
2152.50 |
|
62000.00 |
4340.00 |
2170.00 |
|
62500.00 |
4375.00 |
2187.50 |
|
63000.00 |
4410.00 |
2205.00 |
|
63500.00 |
4445.00 |
2222.50 |
|
64000.00 |
4480.00 |
2240.00 |
|
64500.00 |
4515.00 |
2257.50 |
|
65000.00 |
4550.00 |
2275.00 |
|
65500.00 |
4585.00 |
2292.50 |
|
66000.00 |
4620.00 |
2310.00 |
|
66500.00 |
4655.00 |
2327.50 |
|
67000.00 |
4690.00 |
2345.00 |
|
67500.00 |
4725.00 |
2362.50 |
|
68000.00 |
4760.00 |
2380.00 |
|
68500.00 |
4795.00 |
2397.50 |
|
69000.00 |
4830.00 |
2415.00 |
|
69500.00 |
4865.00 |
2432.50 |
|
70000.00 |
4900.00 |
2450.00 |
|
70500.00 |
4935.00 |
2467.50 |
|
71000.00 |
4970.00 |
2485.00 |
|
71500.00 |
5005.00 |
2502.50 |
|
72000.00 |
5040.00 |
2520.00 |
|
72500.00 |
5075.00 |
2537.50 |
|
73000.00 |
5110.00 |
2555.00 |
|
73500.00 |
5145.00 |
2572.50 |
|
74000.00 |
5180.00 |
2590.00 |
|
74500.00 |
5215.00 |
2607.50 |
|
75000.00 |
5250.00 |
2625.00 |
|
75500.00 |
5285.00 |
2642.50 |
|
76000.00 |
5320.00 |
2660.00 |
|
76500.00 |
5355.00 |
2677.50 |
|
77000.00 |
5390.00 |
2695.00 |
|
77500.00 |
5425.00 |
2712.50 |
|
78000.00 |
5460.00 |
2730.00 |
|
78500.00 |
5495.00 |
2747.50 |
|
79000.00 |
5530.00 |
2765.00 |
|
79500.00 |
5565.00 |
2782.50 |
|
80000.00 |
5600.00 |
2800.00 |
|
80500.00 |
5635.00 |
2817.50 |
|
81000.00 |
5670.00 |
2835.00 |
|
81500.00 |
5705.00 |
2852.50 |
|
82000.00 |
5740.00 |
2870.00 |
|
82500.00 |
5775.00 |
2887.50 |
|
83000.00 |
5810.00 |
2905.00 |
|
83500.00 |
5845.00 |
2922.50 |
|
84000.00 |
5880.00 |
2940.00 |
|
84500.00 |
5915.00 |
2957.50 |
|
85000.00 |
5950.00 |
2975.00 |
|
85500.00 |
5985.00 |
2992.50 |
|
86000.00 |
6020.00 |
3010.00 |
|
86500.00 |
6055.00 |
3027.50 |
|
87000.00 |
6090.00 |
3045.00 |
|
87500.00 |
6125.00 |
3062.50 |
|
88000.00 |
6160.00 |
3080.00 |
|
88500.00 |
6195.00 |
3097.50 |
|
89000.00 |
6230.00 |
3115.00 |
|
89500.00 |
6265.00 |
3132.50 |
|
90000.00 |
6300.00 |
3150.00 |
|
90500.00 |
6335.00 |
3167.50 |
|
91000.00 |
6370.00 |
3185.00 |
|
91500.00 |
6405.00 |
3202.50 |
|
92000.00 |
6440.00 |
3220.00 |
|
92500.00 |
6475.00 |
3237.50 |
|
93000.00 |
6510.00 |
3255.00 |
|
93500.00 |
6545.00 |
3272.50 |
|
94000.00 |
6580.00 |
3290.00 |
|
94500.00 |
6615.00 |
3307.50 |
|
95000.00 |
6650.00 |
3325.00 |
|
95500.00 |
6685.00 |
3342.50 |
|
96000.00 |
6720.00 |
3360.00 |
|
96500.00 |
6755.00 |
3377.50 |
|
97000.00 |
6790.00 |
3395.00 |
|
97500.00 |
6825.00 |
3412.50 |
|
98000.00 |
6860.00 |
3430.00 |
|
98500.00 |
6895.00 |
3447.50 |
|
99000.00 |
6930.00 |
3465.00 |
|
99500.00 |
6965.00 |
3482.00 |
|
100000.00 |
7000.00 |
3500.00 |
|
100500.00 |
7035.00 |
3517.50 |
|
101000.00 |
7070.00 |
3535.00 |
|
101500.00 |
7105.00 |
3552.50 |
|
102000.00 |
7140.00 |
3570.00 |
|
102500.00 |
7175.00 |
3587.50 |
|
103000.00 |
7210.00 |
3605.00 |
|
103500.00 |
7245.00 |
3622.50 |
|
104000.00 |
7280.00 |
3640.00 |
|
104500.00 |
7315.00 |
3657.50 |
|
105000.00 |
7350.00 |
3675.00 |
|
105500.00 |
7385.00 |
3692.50 |
|
106000.00 |
7420.00 |
3710.00 |
|
106500.00 |
7455.00 |
3727.50 |
|
107000.00 |
7490.00 |
3745.00 |
|
107500.00 |
7525.00 |
3762.50 |
|
108000.00 |
7560.00 |
3780.00 |
|
108500.00 |
7595.00 |
3797.50 |
|
109000.00 |
7630.00 |
3815.00 |
|
109500.00 |
7665.00 |
3832.50 |
|
110000.00 |
7700.00 |
3850.00 |
|
110500.00 |
7735.00 |
3867.50 |
|
111000.00 |
7770.00 |
3885.00 |
|
111500.00 |
7805.00 |
3902.50 |
|
112000.00 |
7840.00 |
3920.50 |
|
112500.00 |
7875.00 |
3937.00 |
|
113000.00 |
7910.00 |
3955.00 |
|
113500.00 |
7945.00 |
3972.50 |
|
114000.00 |
7980.00 |
3990.00 |
|
114500.00 |
8015.00 |
4007.50 |
|
115000.00 |
8050.00 |
4025.00 |
|
115500.00 |
8085.00 |
4042.50 |
|
116000.00 |
8120.00 |
4060.00 |
|
116500.00 |
8155.00 |
4077.50 |
|
117000.00 |
8190.00 |
4095.00 |
|
117500.00 |
8225.00 |
4112.50 |
|
118000.00 |
8260.00 |
4130.00 |
|
118500.00 |
8295.00 |
4147.50 |
|
119000.00 |
8330.00 |
4165.00 |
|
119500.00 |
8365.00 |
4182.50 |
|
120000.00 |
8400.00 |
4200.00 |
|
120500.00 |
8435.00 |
4217.50 |
|
121000.00 |
8470.00 |
4235.00 |
|
121500.00 |
8505.00 |
4252.50 |
|
122000.00 |
8540.00 |
4270.00 |
|
122500.00 |
8575.00 |
4287.50 |
|
123000.00 |
8610.00 |
4305.00 |
|
123500.00 |
8645.00 |
4322.50 |
|
124000.00 |
8680.00 |
4340.00 |
|
124500.00 |
8715.00 |
4357.50 |
|
125000.00 |
8750.00 |
4375.00 |
|
125500.00 |
8785.00 |
4392.50 |
|
126000.00 |
8820.00 |
4410.00 |
|
126500.00 |
8855.00 |
4427.50 |
|
127000.00 |
8890.00 |
4445.00 |
|
127500.00 |
8925.00 |
4462.50 |
|
128000.00 |
8960.00 |
4480.00 |
|
128500.00 |
8995.00 |
4497.50 |
|
129000.00 |
9030.00 |
4515.00 |
|
129500.00 |
9065.00 |
4532.50 |
|
130000.00 |
9100.00 |
4550.00 |
|
130500.00 |
9135.00 |
4567.50 |
|
131000.00 |
9170.00 |
4585.00 |
|
131500.00 |
9205.00 |
4602.50 |
|
132000.00 |
9240.00 |
4620.00 |
|
132500.00 |
9275.00 |
4637.50 |
|
133000.00 |
9310.00 |
4655.00 |
|
133500.00 |
9345.00 |
4672.50 |
|
134000.00 |
9380.00 |
4690.00 |
|
134500.00 |
9415.00 |
4707.50 |
|
135000.00 |
9450.00 |
4725.00 |
|
135500.00 |
9485.00 |
4742.50 |
|
136000.00 |
9520.00 |
4760.00 |
|
136500.00 |
9555.00 |
4777.50 |
|
137000.00 |
9590.00 |
4795.00 |
|
137500.00 |
9625.00 |
4812.50 |
|
138000.00 |
9660.00 |
4830.00 |
|
138500.00 |
9695.00 |
4847.50 |
|
139000.00 |
9730.00 |
4865.00 |
|
139500.00 |
9765.00 |
4882.50 |
|
140000.00 |
9800.00 |
4900.00 |
|
140500.00 |
9835.00 |
4917.50 |
|
141000.00 |
9870.00 |
4935.00 |
|
141500.00 |
9905.00 |
4952.20 |
|
142000.00 |
9940.00 |
4970.00 |
|
142500.00 |
9975.00 |
4987.50 |
|
143000.00 |
10010.00 |
5005.00 |
|
143500.00 |
10045.00 |
5022.50 |
|
144000.00 |
10080.00 |
5040.00 |
|
144500.00 |
10115.00 |
5057.50 |
|
145000.00 |
10150.00 |
5075.00 |
|
145500.00 |
10185.00 |
5092.50 |
|
146000.00 |
10220.00 |
5110.00 |
|
146500.00 |
10255.00 |
5127.50 |
|
147000.00 |
10290.00 |
5145.00 |
|
147500.00 |
10325.00 |
5162.50 |
|
148000.00 |
10360.00 |
5180.00 |
|
148500.00 |
10395.00 |
5197.50 |
|
149000.00 |
10430.00 |
5215.00 |
|
149500.00 |
10465.00 |
5232.50 |
|
150000.00 |
10500.00 |
5250.00 |
{/mprestriction}
CHAPTER 273 - ZAMBIA NATIONAL PROVIDENT FUND ACT: SUBSIDIARY LEGISLATION
INDEX TO SUBSIDIARY LEGISLATION
Zambia National Provident Fund (Eligible Employees) Order
Zambia National Provident Fund (Zambia Railways Benefit) Regulations
Zambia National Provident Fund (Age Benefit) Regulations
Zambia National Provident Fund (Home Ownership Withdrawal Benefit) Order
Zambia National Provident Fund (Funeral Grant) Regulations
Zambia National Provident Fund (Maternity Grant) Regulations
Zambia National Provident Fund (Domestic Servants) Regulations
Zambia National Provident Fund Regulations
Zambia National Provident Fund (Annuity) Regulations
Zambia National Provident Fund (Statutory Contributions) Regulations
[Section 10(2)]
Arrangement of Paragraphs
Paragraph
2. Exemption of employers of domestic servants in private households
SI 338 of 1967.
[Order by the Minister]
This Order may be cited as the Employers Exemption Order.
2. Exemption of employers of domestic servants in private households
Employers of domestic servants in private households shall be exempted from the requirements of sub-section (1) of section 10 of the Act, relating to the registration of employers.
ZAMBIA NATIONAL PROVIDENT FUND (ELIGIBLE EMPLOYEES) ORDER
[Section 11]
Arrangement of Paragraphs
Paragraph
2. Certain holders of offices to be deemed eligible employees
3. Designated employees liable to make contributions
[Order by the President]
SI 2 of 1975.
This Order may be cited as the Zambia National Provident Fund (Eligible Employees) Order.
2. Certain holders of offices to be deemed eligible employees
It is hereby directed that the holders of the offices specified in column 1 of the Schedule shall, for the purposes of the Zambia National Provident Fund Act, be deemed to be eligible employees.
3. Designated employees liable to make contributions
The persons designated in column 2 of the Schedule shall be liable to make contributions to the Fund in respect of the holders of the offices listed in column 1 thereof and such persons shall be deemed to be employers for the purposes of section 10 of the Zambia National Provident Fund Act.
The date stated in column 3 of the Schedule shall be the date when the persons designated as employers in column 2 thereof become contributing employers for the purposes of section 10 of the Zambia National Provident Fund Act.
|
Column 1 |
Column 2 |
Column 3 |
|
Vice President |
Permanent Secretary, |
1st January, 1975 |
|
Speaker |
Clerk of the National Assembly |
1st January, 1975 |
|
Minister |
Permanent Secretary, |
1st January, 1975 |
|
Attorney-General |
Permanent Secretary, |
1st January, 1975 |
|
Deputy Speaker |
Clerk of the National Assembly |
1st January, 1975 |
|
Junior Minister |
Permanent Secretary, |
1st January, 1975 |
|
Member of the National Assembly |
Clerk of the National Assembly |
1st January, 1975 |
|
Town Clerk |
Permanent Secretary, |
1st January, 1975 |
[Section 14(2)]
Arrangement of Paragraphs
Paragraph
3. Categories of probationers in the public service declared to be non-eligible employees
[Order by the Minister]
SI 77 of 1966.
This Order may be cited as the Employees Declaration Order.
2. Students in vacation employment and school leavers in temporary employment declared to be non-eligible employees
Whole-time students of any University or institution offering further education or vocational training who obtain temporary employment while on vacation from such a University or institution, and persons who having left school take temporary employment while waiting to take places granted for admission for a full-time course at such a University or institution, are hereby declared not to be eligible employees.
3. Categories of probationers in the public service declared to be non-eligible employees
Persons serving on probation and whose service would on being confirmed in appointment qualify as service for pension or gratuity under the African Civil Servants"™ Pensions Regulations, Chapter 57 of the 1964 Edition of the Laws, or under the Subordinate Police (Pensions) Regulations, and persons serving on probation or on probationary agreements who would on being confirmed in pensionable office qualify for pension under the European Officers"™ Pensions Act, are hereby declared not to be eligible employees.
ZAMBIA NATIONAL PROVIDENT FUND (ZAMBIA RAILWAYS BENEFIT) REGULATIONS
[Section 26(5)]
Arrangement of Regulations
Regulation
2. Secretary authorised to make payments
[Regulations by the Minister]
SI 294 of 1969.
These Regulations may be cited as the Zambia National Provident Fund (Zambia Railways Benefit) Regulations.
2. Secretary authorised to make payments
Authority is hereby given to the Secretary of the Zambia National Provident Fund to pay to any employee of Zambia Railways who was until midnight on the 30th June, 1967, an employee of Rhodesia Railways and a member of the Rhodesia Railways Contributory Pension Fund, and who applies for such payment, one instalment of up to forty per centum of the capital sum paid by the Trustees of the Rhodesia Railways Contributory Pension Fund to the Zambia National Provident Fund on his behalf, and each such payment made in pursuance of this regulation is hereby approved.
ZAMBIA NATIONAL PROVIDENT FUND (AGE BENEFIT) REGULATIONS
[Section 27]
Arrangement of Regulations
Regulation
2. Benefit payable on retirement
3. Benefit payable on age qualification
4. Claim by Member for benefit
[Regulations by the Minister]
SI 77 of 1973.
These Regulations may be cited as the Zambia National Provident Fund (Age Benefit) Regulations, and shall come into force on 1st April, 1973.
2. Benefit payable on retirement
A Member who has attained the age of 50 years and satisfies the Director that he intends to be self-employed or to retire from regular paid employment under a contract of service, shall be eligible for a retirement benefit from the Fund:
Provided that any person who was a Member of the Fund prior to 1st April, 1973, may, at his option, claim a retirement benefit at any time after attaining the age of 45 years.
3. Benefit payable on age qualification
A Member who satisfies the Director that he has attained the age of 55 years, whether or not he has retired from employment under a contract of service, shall be eligible for an age benefit:
Provided that any person who was a Member of the Fund prior to 1st April, 1973, may, at his option, claim an age benefit at any time after attaining the age of 50 years.
4. Claim by Member for benefit
A claim by any Member for a benefit under these Regulations shall be in the form set out in the Schedule hereto, and shall be lodged at the head office of the Fund not less than fourteen days before the payment is required.
[Regulation 4]
NPF31
ZAMBIA NATIONAL PROVIDENT FUND
CLAIM FOR AGE BENEFIT
|
1. Name and address of claimant (in block capitals) |
For Office Use Only |
||
|
(a) Surname ............................................................... |
As on National |
||
|
(b) Other names ..........................................................} |
Card or Member's |
NPF64 sent |
|
|
(c) National Registration Number. |
........../........../.... |
||
|
(d) Year of birth ............................................................} |
.......................... |
Initials |
|
|
(e) Member's Social Security Number |
: : |
.............. |
|
|
(f) Date of joining National Provident Fund |
....... |
Date |
|
|
(g) Address for correspondence and benefit payment: |
|||
|
(h) Residential address: |
|
||
|
2. (a) Age of claimant as shown on National Registration Card............... |
|||
|
(b) If date of birth is different from that shown on National Registration Card, list documents to support difference: |
|||
|
(a) .......................................... |
|||
|
(b) .......................................... |
|||
|
(c) .......................................... |
|||
|
3. Claimant's present or last employer |
Account No. (if known) |
||
|
(a) Employer's full name and address |
.................................. |
||
|
......................................................................................... |
|||
|
(b) Claimant's occupation and works No. (if any) |
|||
|
(c) If not employed, state date left the above-mentioned employer |
4. Claimant's previous employers:
|
Employer's full |
Claimant's occupation and works No. |
Period employed |
Employer's |
|
|
names and address |
(if any) |
From |
To |
account No. |
|
(a) .................... |
........................... |
.............. |
.............. |
.......................... |
|
(b) .................... |
.......................... |
.............. |
.............. |
......................... |
|
(If this space is insufficient, please write details on a separate sheet) |
||||
|
5. Claim for benefit: *I declare that I have attained the age of 50/55 years. |
||||
|
(a) I declare that I have not previously been paid a benefit. |
||||
|
(b) I declare that I received an age benefit on................................................. |
||||
|
(c) I declare that I have received the following other benefit(s) from the Fund..................................................................................................... |
||||
|
*Only persons who were members of the Fund prior to 1st April, 1973, are eligible for an age benefit at 50 years |
||||
|
Two years must elapse between payments of benefit to any member on age grounds, and if a member has received a benefit, this must be declared at (b). |
||||
|
I wish the benefit payment to be sent to me at the following address: |
||||
|
(A Labour Officer, or Social Welfare Officer in the Administrative Grade or Minister of Religion, or Legal Practitioner, or Bank Manager, or Medical Practitioner, or Commissioner for Oaths) |
Signature....................................................... |
This form should be sent to:
The Director
Zambia National Provident Fund
P.O. Box 2990
Lusaka
NPF31A
ZAMBIA NATIONAL PROVIDENT FUND CLAIM FOR RETIREMENT BENEFIT
|
1. Name and address of claimant (in block capitals) |
For Office Use Only |
||
|
(a) Surname ............................................................... |
As on National |
||
|
(b) Other names ..........................................................} |
Card or Member's |
NPF64 sent |
|
|
(c) National Registration Number. |
........../........../.... |
||
|
(d) Year of birth ............................................................} |
.......................... |
Initials |
|
|
(e) Member's Social Security Number |
: : |
............ |
|
|
(f) Date of joining National Provident Fund |
....... |
Date |
|
|
(g) Address for correspondence and benefit payment: |
|||
|
(h) Residential address: |
|
||
|
2. (a) Age of claimant as shown on National Registration Card............... |
|||
|
(b) If date of birth is different from that shown on National Registration Card, list documents to support difference: |
|||
|
(a) .......................................... |
|||
|
(b) .......................................... |
|||
|
(c) .......................................... |
|||
|
3. Claimant's present or last employer |
Account No. (if known) |
||
|
(a) Employer's full name and address |
.................................. |
||
|
......................................................................................... |
|||
|
(b) Claimant's occupation and works No. (if any) |
|||
|
(c) If not employed, state date left the above-mentioned employer |
4. Claimant's previous employers:
|
Employer's full |
Claimant's occupation and works No. |
Period employed |
Employer's |
|
|
names and address |
(if any) |
From |
To |
account No. |
|
(a) .................... |
........................... |
.............. |
.............. |
.......................... |
|
(b) .................... |
.......................... |
.............. |
.............. |
......................... |
|
(If this space is insufficient, please write details on a separate sheet) |
|
5. Claim for benefit: *I declare that I have attained the age of 50/55 years. |
||
|
I hereby claim an age benefit in accordance with the provisions of the Zambia National Provident Fund Act, and I declare that the above particulars stated in support of my claim are correct. |
||
|
(a) I declare that I have not previously been paid a benefit. |
||
|
(b) I declare that I received an age benefit on......................................................................................................... |
complete or delete as applicable |
|
|
(c) I declare that I have received the following other benefit(s) from the Fund................................................................................................... |
||
|
*Only persons who were members of the Fund prior to 1st April, 1973, are eligible for an age benefit at 50 years |
||
|
6. Claim for benefit: |
||
|
I hereby claim a retirement benefit under the Zambia National Provident Fund Act, and I declare that the particulars in support of this claim are correct to the best of my knowledge and belief. |
||
|
I wish the benefit payment to be sent to me at the following address: |
||
|
........................................................................................................................................... |
||
|
Claimant's signature (or mark)............................................................................................... |
||
|
Attesting Witness: |
||
|
(A Labour Officer, or Social Welfare Officer in the Administrative Grade or Minister of Religion, or Legal Practitioner, or Bank Manager, or Medical Practitioner, or Commissioner for Oaths) |
Signature........................................................ |
This form should be sent to:
The Director
Zambia National Provident Fund
P.O. Box 2990
Lusaka
ZAMBIA NATIONAL PROVIDENT FUND (HOME OWNERSHIP WITHDRAWAL BENEFIT) ORDER
[Section 30A]
Arrangement of Paragraphs
Paragraph
5. Claim by Member for benefit
8. Transfer of benefit to another house
9. Refund of unutilised balance of benefit
10. Benefits to be claimed only once
11. Information to be furnished
[Order by the Minister]
SI 136 of 1974.
This Order may be cited as the Zambia National Provident Fund (Home Ownership Withdrawal Benefit) Order.
Subject to the provisions of this Order, a Member of the Fund who satisfies the Director that he intends to acquire or build a dwelling house for his own occupation in a township or municipality shall be entitled to withdraw a benefit from the Fund:
Provided that"”
(i) the benefit does not include the twenty-four statutory contributions last credited to the Member's account by a contributing employer;
(ii) the benefit claimed from the Member's main account does not exceed the cumulative total of sixty contributions; and
(iii) the benefit claimed from the Member's savings account does not exceed the cumulative total of sixty contributions.
The benefit referred to in paragraph 2 shall at the direction of the Member be payable to one of the following:
(a) the Zambia National Building Society;
(b) the Township Council or Municipal Council in whose area the dwelling house is situated or is to be erected;
(c) the vendor of the dwelling house; or
(d) a contractor engaged to build a dwelling house.
The Director shall pay the benefit direct to the person named by the Member under the provisions of paragraph 3 at such times and in such instalments as may be required, and shall inform the Member of each payment so made.
5. Claim by Member for benefit
A claim by any Member for a benefit in terms of this Order shall be in the form prescribed in the First Schedule, and shall be lodged at the head office of the Fund not less than thirty days before the payment is required.
The Director may require such supporting documents or other evidence as, in his opinion, are necessary to substantiate the claim for benefit.
Where a husband and wife are both Members of the Fund and are otherwise both eligible to claim a benefit in terms of this Order, a joint application in respect of the same dwelling house may be made.
8. Transfer of benefit to another house
Where a benefit or any part thereof has been paid to the person named by the Member under the provisions of paragraph 4 and the Member is unable for any reason beyond his control to proceed with the acquisition or building of the dwelling house described in his application and wishes to transfer the amount of his benefit towards the acquisition or building of another house, he shall notify the Director forthwith in the form prescribed in the Second Schedule.
9. Refund of unutilised balance of benefit
Where the person named by the Member in paragraph 3 does not utilise the whole of the amount of the benefit paid to him, he shall refund the unutilised balance to the Director for credit to the Member's account.
10. Benefits to be claimed only once
A benefit under the provisions of paragraph 2 may be claimed only once by a Member unless he has repaid in full to the Director for credit to his account any earlier benefit paid on his behalf under this Order.
11. Information to be furnished
The person receiving the benefit under the provisions of paragraph 3 shall furnish the Director with such information as he may require for the administration of the benefit, and in any event shall inform the Director when the transfer or erection of the dwelling house has been completed.
[Paragraph 5]
NPF
ZAMBIA NATIONAL PROVIDENT FUND
CLAIM FOR HOME OWNERSHIP WITHDRAWAL BENEFIT
Transfer of benefit to another house
|
1. Name and address of claimant (in block capitals) (a) Surname ............................................................... |
For Office |
|
|
(b) Other names ............................................................................. ............................................................................. ............................................................................. |
As on National |
NPF64 sent Initials |
|
(c) National Registration Number. (d) Year of birth |
........../........../..... ............................ |
........... .......... Date ........... |
|
(e) Member's Social Security Number |
: : |
|
|
(f) Date of joining National Provident Fund |
....... |
|
|
(g) Address for correspondence and benefit payment: ............................................................................................................. ............................................................................................................. ............................................................................................................. (h) Residential address: ............................................................................................................. ............................................................................................................. |
||
|
2. Claimant's present or last employer (a) Employer's full name and address ........................................................................................ ........................................................................................ |
Account No. (if known) .................................. |
|
|
(b) Claimant's occupation and works No. (if any) ............................................................................................................................. (c) If not employed, state date left the above-mentioned employer ............................................................................................................................. |
3. Claimant's previous employers:
|
Employer's full names and address |
Claimant's occupation and works No. (if any) |
Period employed |
Employer's account No. |
|
|
From |
To |
|||
|
(1) ............................ ............................ ............................ (2) ............................ ............................ ............................ (3) ............................ ............................ ............................ (4) ............................ ............................ ............................ |
........................... .......................... ........................... .......................... |
.............. .............. .............. .............. |
.............. .............. .............. .............. |
.......................... ......................... . ......................... ......................... |
|
4. Claim for benefit: I hereby claim a withdrawal benefit in accordance with the provisions of section 30A of the Zambia National Provident Fund Act, and I declare that the particulars stated in support of my claim are correct. *(a) I declare that I have not previously been paid a benefit from the Fund. *(b) I declare that I have previously received a home ownership withdrawal benefit but repaid this to the Fund on.................................................. |
} |
*Complete or delete as applicable |
5. (a) I wish the benefit payment to be sent to one of the following:
(i) The Zambia National Building Society, P.O. Box ...............................................,
(ii) ............................................................Council, P.O. Box ...................................,
(iii) The vendor of the house, namely:
P.O. Box ..............................................................................................................
.............................................................................................................................
(iv) .......................The contractor engaged*/* to be engaged to build the house, namely:
P.O. Box ..............................................................................................................
.............................................................................................................................
(b) ............................................................*I wish the total benefit to be paid on or before
(date payment required)
(c) *I wish payment to be made in......................................instalments as follows:
|
(number) |
||
|
Date Payment |
||
|
Amount |
Required |
|
|
1st instalment |
K.......................... |
.................................................... |
|
2nd instalment |
K.......................... |
.................................................... |
|
3rd instalment |
K.......................... |
.................................................... |
|
4th instalment |
K.......................... |
.................................................... |
|
5th instalment |
K.......................... |
.................................................... |
|
6th instalment |
K.......................... |
.................................................... |
|
7th instalment |
K.......................... |
.................................................... |
|
8th instalment |
K.......................... |
.................................................... |
6. I declare that my wife*/*husband is an eligible Member of the Fund and is also claiming a home ownership withdrawal benefit for the house described below.
Particulars of wife*/*husband:
|
(a) Surname .................................................................................. (b) Other names ............................................................................ ................................................................................................ |
As on National Registration Card or Member's Registration Card |
|
|
(c) National Registration Number..................../......../........ *Delete words inapplicable (d) Year of Birth............................................ |
||
|
(e) Social Security Number |
.......:.........:......... |
|
|
(f) Date of joining National Provident Fund ..................................................................... (g) Home Ownership Withdrawal Benefit Claim Form (NPF ) for wife*/*husband attached*/*sent to the Fund's office on ...................................................................... ............................................................................................................................. |
7. Particulars of house to be acquired or built:
(a) General:...................................
(i) Name of property:..........................
(ii) Plot Number: :..........................
(iii) Street Number: :.........................
(iv) Town: :.............................
(b) To be completed if the house is already built (otherwise complete (c) below):
(i) No. of living rooms:..........................................No. of bedrooms: :.....
Water point: Yes*/*No. W.C.: Yes*/*No.
Bath or Shower: Yes*/*No.
(ii) Type of construction (brick, asbestos, etc. :..............
Walls:............................................Roof: ...........................................................
(iii) Municipal valuation of land K.................................and improvements K...........
(iv) Purchase Price K...........................................
(v) Name and address of present owner: :................
..................................
(vi) Name and address of vendor's solicitors/advocates: ..........
...........................................................................................................................
(c) To be completed if the house is not yet built:
(i) Do you own the land, or have you been allocated the land by the local authority?
.......................................................
(ii) What is the receipt number for the deposit for the plot paid to the local authority?
.....................................................
(iii) Who is going to build the house?
Name:......................................................................................................................................
.................................................................................................................................................
(iv) No. of living rooms:...................................No. of bedrooms: ..................
Water point: Yes*/*No. W.C.: Yes*/*No.
Bath or Shower: Yes*/*No.
(v) Type of construction (brick, asbestos, etc.) ..............
...........................................................................................................................
Walls:...................................................Roof: ...............................................
(vi) Architect (if any). Name.............................................................................
...........................................................................................................................
*Delete words inapplicable
(vii) Estimated cost: K ........................................................................................
(viii) Estimated time for completion: ......................................................................
|
8. (a) *I wish to claim a benefit amounting to K.................................................................... (b) *I wish to claim the maximum benefit for which I am eligible in terms of the First Schedule to the Zambia National Provident Fund (Home Ownership Withdrawal Benefit) Regulations, 1974. Claimant's signature (or mark) ........................................................................................ Date ............................................................................................................................... Attesting Witness: |
||
|
(A Labour Officer, or Social Welfare Officer in the Administrative Grade or Minister of Religion, or Legal Practitioner, or Bank }Manager, or Medical Practitioner, or Commissioner for Oaths) |
} |
Signature .................................. (BLOCK LETTERS) Designation ................................ |
This form should be sent to:
The Director
Zambia National Provident Fund
P.O. Box
Lusaka
|
For Office Use Only The Member is eligible for a benefit amounting to K.................................................................. |
||
|
N.B. You should attach to this form copies of any documents in your possession which will support your application. |
[Paragraph 5]
NPF
ZAMBIA NATIONAL PROVIDENT FUND
HOME OWNERSHIP WITHDRAWAL BENEFIT:
NOTIFICATION TO DIRECTOR OF TRANSFER OF BENEFIT
|
1. Name and address of Member (in block capitals) (a) Surname .............................. (b) Other names............................ (c) National Registration Number......./......./....... (d) Year of Birth................................... |
As on National Registration Card or Member's Registration Card |
|
(e) Member's Social Security Number: |
......................................... |
|
(f) Address for correspondence: .................................................................................................................................... .................................................................................................................................... (g) Residential address: .................................................................................................................................... .................................................................................................................................... |
|
|
2. Member's present employer: (a) Employer's full name and address: ............................................................................................... ............................................................................................... |
Account No. (if known) ................................... |
|
(b) Member's occupation and works No. (if any): .................................................................................................................................... |
|
|
3. Particulars of property for which benefit was paid: (a) General: (i) Name of property:................................................................................................... (ii) Plot Number:........................................................................................................... (iii) Street number:........................................................................................................ (iv) Town:...................................................................................................................... (b) Amount of benefit approved K........................................................................................ (c) Amount of benefit actually paid (if known) K.................................................................. (d) Name of person receiving benefit: (i) Zambia National Building Society (ii) ..........................................................................Local Authority (iii) Vendor:.................................................................................................................... (iv) Contractor:............................................................................................................... |
|
|
4. Reason why transfer of benefit to another property is necessary: .................................................................................................................................................... .................................................................................................................................................... .............................................................. |
|
|
5. Particulars of house to be acquired or built: (a) General: (i) Name of property:...................................................................................................... (ii) Plot Number:............................................................................................................. (iii) Street Number:.......................................................................................................... (iv) Town:....................................................................................................................... (b) To be completed if the house is already built (otherwise complete (c) below): (i) No. of living rooms:.............................No. of bedrooms: ........................................................... Water point: Yes*/*No. W.C.:Yes*/*No. Bath or Shower: Yes*/*No. (ii) Type of construction (brick, asbestos, etc.) .............................................................................................................................. Walls:............................................ Roof: ............................................................. (iii) Municipal valuation of land K.............................. and improvements K................ (iv) Purchase price K.............................. (v) Name and address of present owner (vi) Name and address of vendor's solicitors .............................................................................................................................. .............................................................................................................................. .............................................................................................................................. (c) To be completed if the house is not yet built: (i) Do you own the land, or have you been allocated the land by the local authority? (ii) What is the receipt number for the deposit for the plot paid to the local authority?................. .................................. (iii) Who is going to build the house? Name: .................................................................................................................... Address: ................................................................................................................ (iv) No. of living rooms:...................................No. of bedrooms: ................................. Water point: Yes*/*No. W.C.: Yes*/*No. Bath or Shower: Yes*/*No. (v) Type of construction (brick, asbestos, etc.) .............................................................................................................................. Walls:...................................................Roof: ....................................................... (vi) Architect (if any). Name: .................................................................................................................. Address: .............................................................................................................. *Delete words inapplicable |
6. Revised schedule for instalment payments:
Please send the schedule of instalment payments for my befit as follows:
|
Date Payment |
||
|
Amount |
Required |
|
|
1st instalment |
K.......................... |
.................................................... |
|
2nd instalment |
K.......................... |
.................................................... |
|
3rd instalment |
K.......................... |
.................................................... |
|
4th instalment |
K.......................... |
.................................................... |
|
5th instalment |
K.......................... |
.................................................... |
|
6th instalment |
K.......................... |
.................................................... |
|
7th instalment |
K.......................... |
.................................................... |
|
8th instalment |
K.......................... |
.................................................... |
Member's signature (or mark).....................................................................................................................................
Date........................................................................................................................................
This form should be sent to:
The Director
Zambia National Provident Fund
P.O. Box
Lusaka
ZAMBIA NATIONAL PROVIDENT FUND (FUNERAL GRANT) REGULATIONS
[Section 44]
Arrangement of Regulations
Regulation
5. Board to determine amount of grant
SI 193 of 1973.
These Regulations may be cited as the Zambia National Provident Fund (Funeral Grant) Regulations.
In these Regulations, unless the context otherwise requires"”
"administrator" means a person appointed as such by the High Court or a Local Court;
"Board" means the Zambia National Provident Fund Board established under section 5 of the Act;
"contribution" means a contribution payable by an employer under the provisions of section 16, 16A or 17A of the Act;
"Director" means the Director of the Fund appointed under section 6 of the Act;
"employer" means an employer registered under section 10 of the Act;
"executor" means a person appointed by a deceased person to be executor of his Will;
"Fund" means the Zambia National Provident Fund;
"relative of a person" means"”
(a) when used in relation to a person not generally subject to customary law, the wife, husband, father, mother, grandfather, grandmother, stepfather, step-mother, child, grandchild, brother, sister, half-brother or half-sister of such person; and
(b) when used in relation to a person generally subject to customary law, any one of such persons as are recognised under customary law as comprising his family.
The executor or administrator of a deceased Member's estate, or any relative of such deceased person who is responsible for the expenses of a deceased Member's burial, shall be entitled to claim from the Fund a grant towards the funeral expenses, if"”
(a) the deceased Member is buried or cremated in Zambia; and
(b) such grant is claimed within six months of the deceased Member's date of death; and
(c) at least twenty-four contributions of any class have been credited, or are due to be credited, by an employer to the account of the deceased Member at the date of his death; and
(d) the claim is supported by a certified copy of an entry in the Register of Deaths maintained by the Registrar-General under the provisions of the Births and Deaths Registration Act, or, in the absence of such certificate of registration of death, such evidence of death and burial as the Director may require; and
(e) the claim is supported by evidence of disbursement of money in connection with the deceased Member's burial and funeral arrangements.
Only one funeral grant shall be paid from the Fund in connection with the funeral arrangements of a deceased Member.
5. Board to determine amount of grant
The Board shall determine the amount of any funeral grant payable under these Regulations, having regard to the amount or probable amount of the special reserve created by the Board for such grants under the provisions of sub-section (3)(e) of section 34 of the Act.
An application for a grant under these Regulations shall be in such form as the Director may determine from time to time.
The Director may enter into an arrangement with any registered employer under which such employer may act as the agent of the Board for the payment on behalf of the Board of a funeral grant to any person entitled to claim and complying with the provisions of regulation 3 and, if such an arrangement is made, the Director is authorised to reimburse such employer by an amount not exceeding the extent of the funeral grant determined under regulation 5.
ZAMBIA NATIONAL PROVIDENT FUND (MATERNITY GRANT) REGULATIONS
[Section 44]
Arrangement of Regulations
Regulation
4. Board to determine amount of grant
[Regulations by the Minister]
SI 192 of 1973.
These Regulations may be cited as the Zambia National Provident Fund (Maternity Grant) Regulations.
In these Regulations, unless the context otherwise requires"”
"Board" means the Zambia National Provident Fund Board established under section 5 of the Act;
"child" includes all children delivered as a result of the confinement in respect of which a maternity grant is claimed, and a child stillborn;
"contribution" means a contribution payable by an employer under the provisions of section 16, 16A or 17A of the Act;
"Director" means the Director of the Fund appointed under section 6 of the Act;
"Fund" means the Zambia National Provident Fund;
"maternity grant" means a grant from the special reserve created by the Board under the provisions of sub-section 3(d) of section 34 of the Act;
"Member" means a person to whose credit there is an amount standing in the Fund.
A female Member of the Fund shall, after confinement, be entitled to claim from the Fund a maternity grant towards the expenses of her confinement:
Provided that"”
(a) the confinement shall have taken place in Zambia;
(b) such grant is claimed within six months of the birth of her child;
(c) at least twenty-four contributions of any class have been credited, or are due to be credited, by an employer to the account of the Member at the date of the child's birth; and
(d) the claim is supported by a certified copy of an entry in the Register of Births maintained by the Registrar-General under the provisions of the Births and Deaths Registration Act, or, in the absence of such certificate of registration of birth, or of a still-birth, such evidence of confinement as the Director may require.
4. Board to determine amount of grant
The Board shall determine the amount of any maternity grant payable under these Regulations, having regard to the amount or probable amount of the special reserve created by the Board for such grants under the provisions of sub-section 3(d) of section 34 of the Act.
{mprestriction ids="2,3,5"}
An application for a grant under these Regulations shall be in such form as the Director may determine from time to time.
ZAMBIA NATIONAL PROVIDENT FUND (DOMESTIC SERVANTS) REGULATIONS
[Section 44]
Arrangement of Regulations
Regulation
3. Every domestic servant to be recorded
4. Register to be forwarded to Director
5. Domestic contribution and assessment
6. Amount of domestic contribution
7. Payment of domestic contributions
8. Contribution stamp to be cancelled
10. Custody of domestic contribution card
11. Member's right of access to card
13. Non-compliance by employer
14. Contribution card not to be assigned or charged
15. Prohibition of defacing or destroying of card
16. Allowance for spoiled, unused or erroneously used stamps
SI 194 of 1973,
SI 69 of 1984,
SI 98 of 1984,
SI 75 of 1993,
SI 85 of 1995.
[Regulations by the Minister]
These Regulations may be cited as the Zambia National Provident Fund (Domestic Servants) Regulations.
Every employer of a domestic servant required to register under the provisions of section 24A of the Act shall maintain a register of domestic servants employed by him in the form set out in the Schedule.
3. Every domestic servant to be recorded
Whether an employer is liable to pay a domestic contribution in respect of an employee or is not so liable, the employer shall complete the register referred to in regulation 2 in respect of every domestic servant employed by him.
4. Register to be forwarded to Director
The register maintained in accordance with regulation 2 shall be forwarded to the Director of the Fund before the thirtieth day of April in every year, or within fourteen days of the employer ceasing to employ any domestic servant whatsoever.
5. Domestic contribution and assessment
Every employer of a domestic servant shall, for every month during which he employs such domestic servant in his private dwelling house for a period exceeding thirteen days (including Sundays and public holidays), pay into the Fund"”
(a) the domestic contribution of K1,500.00 in respect of which contribution the employer may deduct from the employee's wages a sum of K200.00, as the employee's share of such contribution; and
(b) an assessment of 10 ngwee under section 109 of the Workers"™ Compensation Act.
[Am by SI 85 of 1995.]
6. Amount of domestic contribution
Out of the said domestic contribution of K1.500.00 mentioned in regulation 5, a sum of K1,000.00 be credited to the domestic servant's account in the Fund and K300.00 is hereby authorised as payment to the Fund in respect of the expenses of administration.
[Am by SI 85 of 1995.]
7. Payment of domestic contributions
The domestic contribution and assessment mentioned in regulation 5 shall be deemed to have been paid into the Fund when a contribution stamp is purchased from a Post Office, or such other place as the Director may designate, and affixed to the domestic servant's contribution card, which shall be made available by the Director to any employer without charge.
8. Contribution stamp to be cancelled
When the domestic contribution stamp is affixed to the contribution card, it must be cancelled forthwith by writing or stamping in non-washable ink across the face of the stamp the date on which it was affixed and the initials of the employer.
Where a domestic servant's wages for any contribution period are paid in advance by an employer, the employer shall pay before the payment of such wages the domestic contribution and the assessment mentioned in regulation 5 and due for such period by affixing stamps to the contribution card in accordance with the provisions of regulation 7.
10. Custody of domestic contribution card
During the currency of the employment of a domestic servant a contribution card for the domestic servant shall be in the custody of the employer and, on expiration of the period for which the card is current or on termination of employment, shall be delivered by the employer to the Director within a period of fourteen days after such expiration or termination.
11. Member's right of access to card
Subject to the provisions of regulation 12, a domestic servant shall be entitled during the currency of his employment to examine his contribution card at any reasonable time once in each calendar month.
On termination of a domestic servant's employment a domestic servant shall be entitled to examine his contribution card before leaving his employer's service, and is required to acknowledge by his signature or mark on the appropriate space on the card that the card has been correctly stamped.
13. Non-compliance by employer
Where a domestic servant finds that his employer has not complied with regulation 5, he shall report the facts forthwith to the Director of the Fund, an inspector appointed by the Board, or to a Labour Officer.
14. Contribution card not to be assigned or charged
No person shall assign or charge, or agree to assign or charge, any contribution card, and any sale, transfer or assignment of, or any charge on, any contribution card shall be void and of no effect.
15. Prohibition of defacing or destroying of card
No person shall deface or destroy any contribution card or, save as authorised by the Director, alter, amend or erase any of the particulars thereon, except to record any changes of address of the employer.
16. Allowance for spoiled, unused or erroneously used stamps
If the Director is satisfied within six months of the happening of the events mentioned in paragraphs (a), (b) or (c) that any contribution stamp produced to him"”
(a) has been inadvertently and undesignedly spoiled or rendered unfit for use and has not, in his opinion, been affixed to a contribution card;
(b) has not been spoiled or rendered unfit for the purpose intended, but for which he has no immediate use; or
(c) has been affixed by him to a contribution card in error for a contribution month which was not payable by him, or for which a domestic contribution has previously been paid;
he may take over the contribution stamps and refund the amount of such stamps.
[Regulation 2]
REGISTER OF DOMESTIC SERVANTS EMPLOYED
|
Name of Servant |
Male |
National |
Year |
Social |
Category |
||||
|
Date Engaged |
Surname |
First Name |
or Female |
Registration Number |
of Birth |
Security Number |
of Servant* |
Monthly Wages |
Date Left |
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
||||||||
|
/ / |
: : |
*Please classify the domestic servant as Gardener, House Servant, Cook or Nursemaid
|
Important Please"” O Complete this Register in ink or with a ballpoint pen and use block letters. O Copy exactly the names, registration number and year of birth as shown on the employee's national registration card and NPF membership card. O Always quote the servant's social security number, as this is his savings account number. O State the work on which each servant is primarily engaged, e.g., gardener, house servant, cook, nursemaid. O Enter the employee's basic wages ignoring ration money, rent allowances and the value of any benefits in kind. Gross up daily or weekly pay to a monthly total. O Ensure that the details on the front cover of this register are completed before the register is returned to the ZNPF Head Office on 1st April next or if you cease to employ any domestic servants. |
I certify that the information contained in this Register is correct. Employer's signature: .................................................................... This Register, duly completed for the previous year, and signed by the employer, must be sent by post to: The Director, Zambia National Provident Fund, P.O. Box, Lusaka. |
ZAMBIA NATIONAL PROVIDENT Register of Domestic Servants Employed During the Year Ending 31st of March Name of Employer: ................................................................... Residential Address: Stand/Plot No. ........................................... Street: ........................................................ Town: ......................................................... P.O. Box No.: ............................................. Telephone No.: ........................................... |
ZAMBIA NATIONAL PROVIDENT FUND REGULATIONS
[Section 44]
Arrangement of Regulations
Regulation
PART I
PRELIMINARY
PART II
REGISTRATION OF EMPLOYERS AND IDENTIFICATION OF EMPLOYEES
10. Employee responsible for card
12. Member's right of access to card
17. Prohibition of defacing or destroying of cards
18. Incorrect possession of card
19. Possession of more than one card
PART III
CONTRIBUTIONS
20. Records to be kept by contributing employers
21. Monthly return to be made by contributing employers
22. Member contributing on his own behalf
23. Employment by two or more employers
25. Contributions made in error
PART IV
BENEFIT
27. Claim by member for benefit
28. Claim for benefit after death of a member
PART V
MISCELLANEOUS
35. Incomplete or inaccurate documents
36. Transfer to the Reserve Account
[Regulations by the Minister]
SI 269 of 1970,
SI 18 of 1971.
PART I
PRELIMINARY
These Regulations may be cited as the Zambia National Provident Fund Regulations.
In these Regulations, unless the context otherwise requires"”
"account number" means an account number allotted under regulation 6;
"attesting witness" includes a labour officer, a social welfare officer, a public officer in the administrative grade, a Minister of religion, a legal practitioner, a Bank Manager, a qualified medical practitioner, a Commissioner for oaths and, exceptionally, such other person as the Director may approve for the purpose;
"Fund Office" means the head office of the Board or any district office established by the Board;
"inspector" means any person who is appointed an inspector under section 9 of the Act;
"member" means a person registered as such under the provisions of regulation 7, and includes a Member as defined in the Act;
"social security number" means the number allotted as such by the Director under the provisions of regulation 9;
"termination of employment" means the day on which the employment actually comes to an end, whether or not such termination is in accordance with the terms of the contract, and whether or not the employment is to be resumed at a later date.
PART II
REGISTRATION OF EMPLOYERS AND IDENTIFICATION OF EMPLOYEES
An employer who is required to register under section 10 of the Act shall forward to the Director in writing the following"”
(a) full particulars of"”
(i) his name, the nature of his business, and his trader's licence (if any);
(ii) the address where his business is carried on, his postal address telephone number;
(iii) the number of his employees; and
(iv) any branches of the business, if the business is organised in branches (shops, departments, etc.), which have separate arrangements for paying wages; and
(b) a declaration signed by him in the following form:
"I declare that the information given above is correct to the best of my knowledge and belief.
Signature .............................................................................
Date .....................................................................................
Designation or official status ...............................................
............................................................................................"
Every registered employer shall inform the Director of the occurrence of any of the following events, not later than fourteen days after the event, that is to say"”
(a) if he changes his address;
(b) if he changes his business name or designation;
(c) if a branch of his business, which has been separately registered, is closed;
(d) if a new branch of his business, which is due to be separately registered, is opened; or
(e) if he ceases to be an employer.
An application by a religious organisation to register under section 12 of the Act shall be supported in writing by full particulars of"”
(a) the name of the organisation, its account number (if already allotted) and the name and postal address of its treasurer;
(b) the names of the Ministers of religion concerned; and
(c) a certified copy of the resolution of the organisation authorising the application.
The Director shall allot an account number to every registered employer.
(1) Every person who intends to engage in regular employment and who will, in such employment, become an eligible employee, shall apply to the Director in such manner as the Director shall specify for registration as a member of the Fund and obtain a membership card or provisional registration card.
(2) Every member of the Fund at the 23rd October, 1970.28commencement of these Regulations shall be deemed to have applied for registration in accordance with this regulation, and the Director shall issue a membership card or provisional registration card.
(1) A membership card or provisional registration card shall be issued without charge to a person properly applying therefor and, when issued, shall remain the property of the Fund.
(2) A membership card of an eligible employee shall be in the form set out in the First Schedule.
(3) A provisional registration card shall be in the form set out in the Second Schedule.
The Director shall allot a social security number to every member of the Fund.
10. Employee responsible for card
(1) A person, on obtaining a membership card or provisional registration card, shall be responsible for its custody unless or until it is delivered to an employer or a Fund Office, or retained by an inspector.
(2) Every eligible employee, on first commencing employment with an employer, must produce to his employer his membership card or provisional registration card, or furnish such particulars as the employer may require for the purpose of compliance with the provisions of the Act.
(1) The employer, on obtaining the membership card or provisional registration card, shall become responsible for the custody thereof so long as the employment continues or until the membership card or provisional registration card is returned to the member or delivered to a Fund Office or retained by an inspector in accordance with these Regulations or any other regulations made under the Act.
(2) The employer or any other person for the time being responsible for the custody of the membership card or provisional registration card in accordance with these Regulations, or any person having in his possession or under his control any membership card or provisional registration card issued in respect of an eligible employee, shall produce it for inspection at any reasonable time when required to do so by the Secretary or by an inspector, who may, if he thinks fit, retain it. The Secretary or the inspector shall give a receipt for any membership card or provisional registration card so retained by him.
12. Member's right of access to card
Every employer responsible for the custody of the membership card or provisional registration card in accordance with these Regulations shall permit the person to whom it relates to have access to such card for the purpose of obtaining any details thereon:
Provided that no member of the Fund shall be entitled by virtue of this provision to inspect his membership card or provisional registration card more than once in any one month nor except at such time within or immediately before or after working hours as may be fixed by the employer for the purpose.
(1) Subject as hereinafter provided in these Regulations, the employer shall, on the termination of the employment, forthwith return the membership card or provisional registration card to the member to whom it relates:
Provided that where the employment is terminated by the member without any notice or intimation to the employer, the membership card or provisional registration card shall be returned to the member or, where this is impracticable, to a Fund Office, within fourteen days of the termination of employment.
(2) The member, on the termination of his employment, shall apply to the employer for the return of his membership card or provisional registration card, and, on the card being returned to him, shall give to the employer, if he demands it, a receipt for the card.
(3) If for any reason other than the loss or destruction of the card, the membership card or provisional registration card is not returned to the member on the termination of his employment in accordance with sub-regulation (1), the employer shall, within fourteen days, send the card to a Fund Office.
(4) On the death of a member, any membership card or provisional registration card in the custody of an employer or any other person having possession or thereafter obtaining possession of the deceased member's card, shall forthwith send it to a Fund Office.
Where a membership card or provisional registration card of any member is destroyed or lost or is defaced in any material particular, the employee shall apply to the Secretary for a new card, and the Secretary, on being satisfied as to such destruction, loss or defacement, shall issue a new card:
Provided that where a membership card or provisional registration card is in the custody of an employer at the time it is destroyed, lost or so defaced, it shall be the duty of the employer forthwith to report the destruction, loss or defacement of the card to a Fund Office and to the member so that he may comply with the provisions of this regulation.
Any person who finds a membership card or provisional registration card shall forthwith deliver it to some responsible officer at a police station, employment exchange, post office or a Fund Office.
A person who has a membership card or provisional registration card containing any particulars which are to his knowledge incorrect shall forthwith inform a Fund Office so that a fresh membership card or provisional registration card may be issued in lieu thereof.
17. Prohibition of defacing or destroying of cards
No person shall deface or destroy any membership card or provisional registration card, or, save as authorised by the Director, alter, amend or erase any of the figures or particulars therein contained.
18. Incorrect possession of card
A person who has in his possession a membership card or provisional registration card except as provided by these Regulations shall forthwith send it to a Fund Office.
19. Possession of more than one card
A person who has in his possession more than one membership card or provisional registration card relating to the same person shall forthwith inform the Director.
PART III
CONTRIBUTIONS
20. Records to be kept by contributing employers
Every contributing employer shall maintain a record showing"”
(a) in respect of each eligible employee whom he has engaged"”
(i) the social security number allotted in accordance with regulation 9;
(ii) the dates on which the employment commences and terminates;
(iii) the date and amount of each payment of wages to the employee;
(iv) the amount of each statutory contribution due in respect of the employee; and
(v) the amount deducted from any payment of wages by way of an employee's share of a statutory contribution;
(b) in respect of each casual employee whom he has engaged"”
(i) the days during which the employee is employed; and
(ii) the date and amount of each payment of wages to the employee; and
(c) the date and amount of each payment he makes to the Fund by way of contributions under the Act.
21. Monthly return to be made by contributing employers
Every contributing employer shall forward to the Director each month, together with the contributions payable under sections 16 and 17 of the Act, a return showing the following"”
(a) full particulars of"”
(i) the month to which the return relates;
(ii) the employer's name, postal address and account number;
(iii) the names of all eligible employees employed by him during the month and the social security number of each of them;
(iv) employees who commenced employment during the month;
(v) the total wages paid to each employee, and the total statutory contributions due in respect of each employee, for contribution periods ending during the month; and
(vi) the total wages paid to casual employees during the month and the special contribution due in respect of such payment; and
(b) a certificate signed by him and completed in the following form:
"I certify that the amount of wages paid and the amounts of contributions payable by me under the Zambia National Provident Fund Act, as set out on the attached return, are correct.
Signature ..............................................................................
Date ......................................................................................
Employer's official stamp.................................................."
22. Member contributing on his own behalf
An application by a member to contribute to the Fund under section 21 of the Act shall be supported in writing by full particulars of"”
(a) his name, postal address and social security number;
(b) the name, postal address and (if known to him) account number of his last employer, and the date the employment ceased; and
(c) wages received, and the employee's share deducted for the last contribution period in his previous employment.
23. Employment by two or more employers
(1) Where an employee is regularly employed by two or more employers during the same contribution period, the Director may, on application by those employers and the employee, direct that the statutory contributions payable in respect of the employee for that period shall be reduced, in such proportion as the Director may think fit, so that in total they do not exceed the statutory contribution which would have been payable if the employee's wages during that period had been received from one contributing employer, and that the employee's share shall be correspondingly reduced.
(2) For the purposes of this regulation, a person shall not be deemed to have been regularly employed by any two employers unless he has been employed by each of them during at least two days in each week of any four consecutive weeks.
(3) Where any statutory contribution which is the subject of a direction under sub-regulation (1) has already been paid, the Director shall, subject to the provisions of regulation 26, refund the appropriate amount of that contribution.
All contributions to the Fund shall be paid"”
(a) by money order, postal order or cheque drawn on any Bank in Zambia, delivered or sent by post to the head office of the Fund;
(b) by cash at a Fund Office; or
(c) in such manner as the Director may from time to time authorise in any particular case.
25. Contributions made in error
Where the Director is satisfied that any amount has been paid to the Fund in excess of the amount which was due to be paid, he may, subject to the provisions of regulation 26, refund the amount so paid to the person by whom it was paid.
(1) No refund shall be made except with the consent of the Director, who may require the person by or in respect of whom the relevant payment was made to make a written application for refund and to furnish such other information as the Director may require to determine the circumstances in which the payment was made and the amount to be refunded.
(2) No refund shall be made of any amount which, having been credited to the account of a member in the Fund, has been withdrawn as benefit, and any such benefit shall be deemed to have been properly paid.
(3) If any debt is due to the Fund by the person to whom a refund would otherwise be paid, the Board may retain the whole or any part of the amount to be refunded and set it off against the debt.
(4) Where any amount to be refunded is in respect of a payment made by way of statutory contribution to the Fund, the Director may, if he is satisfied that a deduction has been made from the wages of any employee by way of the employee's share of that contribution, reduce the amount to be refunded by the amount of that deduction and repay the amount of the deduction to the employee.
(5) Where any amount to be refunded has been in the Fund throughout the whole of a financial year, that amount shall be increased by adding thereto interest at the rate fixed by the Board for accounts of members in respect of that financial year.
PART IV
BENEFIT
27. Claim by member for benefit
A claim by a member for benefit shall be made to a Fund Office or other office designated by the Board for this purpose and shall be supported in writing by the following"”
(a) full particulars of"”
(i) the member's name, social security number, national registration number, year of birth, postal address and residential address;
(ii) the grounds of the application and the conditions which the member claims to satisfy as justifying his claim; and
(iii) any supporting documents bearing on the member's age and retirement, disability or emigration; and
(b) a declaration signed by the member and completed in the following form:
"I hereby declare that the particulars in support of this claim are correct to the best of my knowledge and belief.
Signature ..............................................................................
Date ......................................................................................
Signature of attesting witness and designation
........................................................................................... "
28. Claim for benefit after death of a member
A claim by any person for benefit payable upon the death of a member shall be made to a Fund Office or other office designated by the Board for this purpose and shall be supported in writing by the following"”
(a) full particulars of"”
(i) the claimant's name, national registration number (if any), postal address and residential address;
(ii) the name, social security number and date of death of the member;
(iii) the conditions which the applicant claims to satisfy as justifying his claim; and
(iv) any supporting documents bearing on the member's death, or the applicant's relationship to the member or status as a dependant; and
(b) a declaration signed by the claimant and completed in the following form:
"I hereby declare that the particulars in support of this claim are correct to the best of my knowledge and belief.
Signature ..............................................................................
Date ......................................................................................
Signature of attesting witness and designation
..........................................................................................."
The Director may require such further evidence of identity and of entitlement as is in his opinion necessary to substantiate the claim for benefit, including production by the applicant of his national registration card.
The Director may require any member whose application for benefit is based on mental or physical disability to attend for medical examination by a registered medical practitioner and may use the report of any such examination as evidence in deciding the claim for benefit.
The Director may require any person who has made an application for benefit to make a statutory declaration as to the truth of any statement of fact made by him in his application or in connection therewith.
PART V
MISCELLANEOUS
Payments from the Fund shall be made in cash or by cheque.
Any document used in connection with the Fund which requires a person's signature may be signed with his written signature or, if he is unable to write, with his mark and shall, where the document so requires, be authenticated by the signature of an attesting witness.
Every employee shall furnish to his employer any information, and produce any document, necessary for the completion of forms or returns required by these Regulations to be made by his employer.
35. Incomplete or inaccurate documents
If, in the opinion of the Director, any document containing information required to be furnished under these Regulations is incomplete or inaccurate or is insufficiently clear for its purpose, he may return the document to the sender; and the sender shall comply with all lawful directions given to him and shall complete and deliver a fresh document in its place, or return the original document duly corrected, as the case may require.
36. Transfer to the Reserve Account
(1) There shall be transferred to the Reserve Account any amount standing to the credit of a member in the Fund in respect of whom no contributions have been received for five years after he appears from the records to have attained the age of sixty years and in respect of which no claim for benefit has been received before the end of that period.
(2) Any amount which is in the Reserve Account may be paid to any person who can establish a valid claim thereto within a period of five years from the date of its transfer to the Reserve Account, provided he gives such indemnity to the Fund as the Board may require.
[Am by SI 18 of 1971.]
In the case of an employee whose wages consist of remuneration falling within two or more of the categories contained in the definition of wages in section 2 of the Act, the Director may at his discretion treat the amounts falling within one only, or two or more, of those categories as the wages of that employee.
[Regulation 8 (2)]
ZAMBIA NATIONAL PROVIDENT FUND
MEMBERSHIP CARD
|
N P F |
National Registration |
Year of Birth |
||
|
MEMBERSHIP CARD |
183275/11/1 |
1925 |
||
|
BANDA JOHN |
Temporary Registration |
|||
|
305576/01/0 |
1925 |
|||
|
121 347 174 |
189525/02/0 |
1925 |
||
|
The Number shown above is your social Security Number and your Account Number in the National Provident Fund. |
||||
|
Please give this card to your employer when you start a new job. |
NPF Ref. No. |
|||
[Regulation 8(3)]
ZAMBIA NATIONAL PROVIDENT FUND
PROVISIONAL REGISTRATION CARD
|
N P F |
NPF.11C |
|
|
PROVISIONAL REGISTRATION CARD |
Surname ....................................................... |
|
|
Give this card to your employer so that he can send your contribution to the Fund using your Social Security Number, which is your account number in the National Provident Fund. |
First Name .................................................... |
|
|
Membership No. ........... |
||
|
National Registration No. ........../........../............ |
ZAMBIA NATIONAL PROVIDENT FUND (ANNUITY) REGULATIONS
[Section 44]
[Re-denominate the currency as stipulated under S 4 of Re-denomination Act, 8 of 2012, read with Bank of Zambia Act, 43 of 1996.]
Arrangement of Regulations
Regulation
3. Establishment of Annuity Account
4. Purchase of annuity by Member of Fund
5. Purchase of annuity by a registered employer
7. Conditions of payment of annuity
8. Age for commencement of deferred annuity
10. Death before commencement of a deferred annuity
[Regulations by the Minister]
SI 395 of 1967.
These Regulations may be cited as the Zambia National Provident Fund (Annuity) Regulations.
In these Regulations, unless the context otherwise requires"”
"annuity account" means the account to which all amounts meant to purchase annuities and all amounts determined under sub-regulation (3) of regulation 3 shall be credited, and to which all payments, charges and expenses in accordance with sub-regulation (4) of regulation 3 shall be debited;
"deferred annuity" means an annuity other than an immediate annuity;
"immediate annuity" means an annuity commencing on the last day of the month next following the month during which the benefit is converted into an immediate annuity or during which an immediate annuity is purchased;
"registered employer" means an employer registered under the provisions of section 10 of the Act;
"selected age" means the age referred to in regulation 8.
3. Establishment of Annuity Account
(1) There shall be established and maintained by the Director a separate account in the Fund to be termed "the Annuity Account".
(2) There shall be transferred to the Annuity Account"”
(a) any capital sum paid by the employer to purchase an annuity for his employee, or former employee, in terms of section 20 of the Act;
(b) the whole or any part of a Member's main account or savings account, as defined in section 23 of the Act, which is converted into an annuity in terms of regulation 4.
(3) There shall be credited to the Annuity Account each year interest at the average rate earned on the total assets of the Fund for that year as determined by the Board's actuaries.
(4) There shall be debited to the Annuity Account"”
(a) all payments of annuity;
(b) all payments in commutation of annuity;
(c) all expenses incurred in payment of annuities; and
(d) such charges of administration as the Board may determine.
4. Purchase of annuity by Member of Fund
A Member of the Fund may, on satisfying a condition for benefit under the Act, other than that for emigration benefit, exercise an irrevocable option to convert at least two-third of such benefit into"”
(a) an immediate annuity in accordance with regulation 7, provided that he has attained the age of forty-five years and that the amount of such annuity is at least forty-eight kwacha per annum;
(b) a deferred annuity in accordance with regulation 7, provided that the amount of the deferred annuity is at least forty-eight kwacha per annum.
5. Purchase of annuity by a registered employer
A registered employer may, at any time, pay into the Annuity Account a capital sum in terms of section 20 of the Act in respect of an employee, or former employee, for the purpose of purchasing either"”
(a) an immediate annuity in accordance with regulation 7, provided that the employee, or former employee, has attained the age of forty-five years; or
(b) a deferred annuity in accordance with regulation 7, provided that the amount of such annuity is at least forty-eight kwacha per annum.
(1) The amount of any annuity shall be determined by the Secretary in accordance with the annuity tables set out in the Schedules:
Provided that if an age other than one between the age of fifty years and sixty years is approved for a deferred annuity in terms of regulation 8, or if an immediate annuity is required for an age greater than sixty-five years for males or sixty years for females, the annuity shall be calculated by the Director after reference to the Board's actuaries.
(2) The tables set out in the Schedules shall be reviewed from time to time by the Board's actuaries who shall make a report to the Board and, as may be required, recommendations to the Board concerning any amendment of the tables.
(3) Any amendment to the tables approved by the Board in accordance with the actuaries"™ recommendations shall only apply to annuities or deferred annuities purchased after a date determined by the Board.
7. Conditions of payment of annuity
(1) The annuity will be payable for a term certain and for the lifetime of the annuitant thereafter.
(2) The term certain will be one hundred and twenty months:
Provided that for an immediate annuity the Director may agree to a term certain of sixty months.
(3) An annuity will be payable in monthly instalments in arrear.
(4) The first payment of an immediate annuity will be made on the last day of the month next following the month during which the benefit is converted into an immediate annuity or during which an immediate annuity is purchased.
(5) The first payment of a deferred annuity will be made on the last day of the month next following the month in which the selected age is attained, unless such age is attained on the first day of the month when the first payment will be made on the last day of that month.
(6) For the purpose of these Regulations, the age of any person shall be determined in accordance with section 3 of the Act.
(7) The method of payment of annuity shall in every case be determined by the Director.
(8) The annuitant shall furnish the Director with such evidence of survival as he may require.
8. Age for commencement of deferred annuity
A Member who wishes to purchase a deferred annuity, or a registered employer who purchases a deferred annuity for an employee, or former employee, shall select an age of attainment at which the deferred annuity shall commence. The selected age shall normally be one between fifty years and sixty years, but, in special circumstances, the Secretary may approve the purchase of an annuity at any other age.
If an annuitant dies during the period certain of his annuity, his annuity will be continued to his nominated dependant for the balance of the period certain:
Provided that the nominated dependant may elect to receive in lieu of the annuity a lump sum payment equal to the discounted value of those payments as determined by the Board's actuaries.
10. Death before commencement of a deferred annuity
If a person prospectively entitled to an annuity dies before attainment of the selected age, the amount applied to purchase a deferred annuity, together with five per centum compound interest from the date of purchase to the date of death, shall be paid to his nominated dependant.
[Regulation 6]
ZAMBIA NATIONAL PROVIDENT FUND IMMEDIATE ANNUITIES
|
Annuity purchased by payment of K100 |
||||
|
Age |
Payable for 5 years certain and lifetime thereafter |
Payable for 10 years certain and lifetime thereafter |
||
|
Males |
Females |
Males |
Females |
|
|
K |
K |
K |
K |
|
|
18 |
6.127 |
6.023 |
6.097 |
5.995 |
|
19 |
6.160 |
6.049 |
6.127 |
6.019 |
|
20 |
6.194 |
6.076 |
6.158 |
6.044 |
|
21 |
6.229 |
6.104 |
6.190 |
6.070 |
|
22 |
6.265 |
6.133 |
6.224 |
6.097 |
|
23 |
6.302 |
6.163 |
6.259 |
6.126 |
|
24 |
6.341 |
6.195 |
6.296 |
6.156 |
|
25 |
6.382 |
6.228 |
6.334 |
6.187 |
|
26 |
6.424 |
6.262 |
6.374 |
6.219 |
|
27 |
6.468 |
6.297 |
6.415 |
6.252 |
|
28 |
6.514 |
6.333 |
6.458 |
6.286 |
|
29 |
6.562 |
6.371 |
6.503 |
6.321 |
|
30 |
6.612 |
6.410 |
6.550 |
6.357 |
|
31 |
6.665 |
6.451 |
6.599 |
6.395 |
|
32 |
6.720 |
6.494 |
6.651 |
6.435 |
|
33 |
6.778 |
6.538 |
6.705 |
6.476 |
|
34 |
6.839 |
6.584 |
6.762 |
6.519 |
|
35 |
6.903 |
6.632 |
6.822 |
6.564 |
|
36 |
6.971 |
6.682 |
6.885 |
6.611 |
|
37 |
7.043 |
6.734 |
6.952 |
6.661 |
|
38 |
7.119 |
6.789 |
7.023 |
6.713 |
|
39 |
7.200 |
6.847 |
7.098 |
6.767 |
|
40 |
7.286 |
6.909 |
7.177 |
6.824 |
|
41 |
7.377 |
6.974 |
7.261 |
6.885 |
|
42 |
7.474 |
7.043 |
7.349 |
6.949 |
|
44 |
7.690 |
7.193 |
7.541 |
7.087 |
|
45 |
7.810 |
7.275 |
7.645 |
7.163 |
|
46 |
7.938 |
7.362 |
7.755 |
7.243 |
|
47 |
8.073 |
7.455 |
7.870 |
7.328 |
|
48 |
8.215 |
7.554 |
7.990 |
7.418 |
|
49 |
8.365 |
7.660 |
8.115 |
7.514 |
|
50 |
8.524 |
7.774 |
8.245 |
7.616 |
|
51 |
8.692 |
7.896 |
8.380 |
7.724 |
|
52 |
8.869 |
8.026 |
8.520 |
7.839 |
|
53 |
9.056 |
8.165 |
8.666 |
7.961 |
|
54 |
9.253 |
8.314 |
8.818 |
8.090 |
|
55 |
9.461 |
8.474 |
8.975 |
8.226 |
|
56 |
9.680 |
8.646 |
9.137 |
8.370 |
|
57 |
9.911 |
8.831 |
9.305 |
8.523 |
|
58 |
10.155 |
9.030 |
9.478 |
8.685 |
|
59 |
10.413 |
9.243 |
9.656 |
8.855 |
|
60 |
10.686 |
9.471 |
9.838 |
9.032 |
|
61 |
10.975 |
10.024 |
||
|
62 |
11.280 |
10.214 |
||
|
63 |
11.602 |
10.406 |
||
|
64 |
11.943 |
10.599 |
||
|
65 |
12.305 |
10.792 |
*Calendar year of purchase minus calendar year of birth.
[Regulation 6]
ZAMBIA NATIONAL PROVIDENT FUND DEFERRED ANNUITIES
Males
|
Annual amount of deferred annuity payable for 10 years certain and lifetime thereafter purchased by K100 and commencing at age |
|||||||||||
|
Age* |
50 |
51 |
52 |
53 |
54 |
55 |
56 |
57 |
58 |
59 |
60 |
|
K |
K |
K |
K |
K |
K |
K |
K |
K |
K |
K |
|
|
18 |
44.18 |
47.36 |
50.80 |
54.50 |
58.49 |
62.80 |
67.44 |
72.44 |
77.82 |
83.63 |
89.91 |
|
19 |
41.87 |
44.89 |
48.15 |
51.66 |
55.44 |
59.53 |
63.93 |
68.67 |
73.77 |
79.27 |
85.22 |
|
20 |
39.68 |
42.55 |
45.64 |
48.97 |
52.55 |
56.42 |
60.60 |
65.09 |
69.92 |
75.14 |
80.78 |
|
21 |
37.61 |
40.33 |
43.26 |
46.42 |
49.81 |
53.47 |
57.44 |
61.69 |
66.27 |
71.23 |
76.57 |
|
22 |
35.65 |
38.23 |
41.00 |
44.00 |
47.21 |
50.68 |
54.44 |
58.47 |
62.82 |
67.52 |
72.58 |
|
23 |
33.79 |
36.24 |
38.86 |
41.70 |
44.75 |
48.04 |
51.60 |
55.42 |
59.55 |
64.00 |
68.79 |
|
24 |
32.03 |
34.35 |
36.83 |
39.52 |
42.42 |
45.54 |
48.91 |
52.53 |
56.45 |
60.66 |
65.20 |
|
25 |
30.36 |
32.56 |
34.91 |
37.46 |
40.21 |
43.17 |
46.36 |
49.79 |
53.51 |
57.49 |
61.80 |
|
26 |
28.78 |
30.86 |
33.09 |
35.51 |
38.11 |
40.92 |
43.94 |
47.19 |
50.72 |
54.49 |
58.58 |
|
27 |
27.28 |
29.25 |
31.37 |
33.66 |
36.12 |
38.79 |
41.65 |
44.73 |
48.07 |
51.65 |
55.53 |
|
28 |
25.86 |
27.73 |
29.74 |
31.91 |
34.24 |
36.77 |
39.48 |
42.40 |
45.56 |
48.96 |
52.64 |
|
29 |
24.51 |
26.29 |
28.19 |
30.25 |
32.46 |
34.85 |
37.42 |
40.19 |
43.18 |
46.41 |
49.90 |
|
30 |
23.23 |
24.92 |
26.72 |
28.67 |
30.77 |
33.03 |
35.47 |
38.10 |
40.93 |
43.99 |
47.30 |
|
31 |
22.02 |
23.62 |
25.33 |
27.17 |
29.17 |
31.31 |
33.62 |
36.11 |
38.80 |
41.70 |
44.83 |
|
32 |
20.87 |
22.39 |
24.01 |
25.75 |
27.65 |
29.68 |
31.87 |
34.23 |
36.78 |
39.53 |
42.49 |
|
33 |
19.78 |
21.22 |
22.75 |
24.41 |
26.21 |
28.13 |
30.21 |
32.45 |
34.86 |
37.47 |
40.27 |
|
34 |
18.75 |
20.11 |
21.56 |
23.14 |
24.84 |
26.66 |
28.63 |
30.76 |
33.04 |
35.52 |
38.17 |
|
35 |
17.77 |
19.06 |
20.44 |
21.93 |
23.54 |
25.27 |
27.13 |
29.16 |
31.32 |
33.67 |
36.18 |
|
36 |
16.85 |
18.07 |
19.38 |
20.79 |
22.31 |
23.95 |
25.71 |
27.64 |
29.69 |
31.91 |
34.30 |
|
37 |
15.97 |
17.13 |
18.37 |
19.71 |
21.15 |
22.70 |
24.37 |
26.20 |
28.14 |
30.24 |
32.51 |
|
38 |
15.14 |
16.23 |
17.41 |
18.68 |
20.05 |
21.52 |
23.10 |
24.83 |
26.67 |
28.66 |
30.81 |
|
39 |
14.35 |
15.38 |
16.50 |
17.71 |
19.00 |
20.40 |
21.90 |
23.53 |
25.28 |
27.17 |
29.20 |
|
40 |
13.60 |
14.58 |
15.64 |
16.79 |
18.01 |
19.34 |
20.76 |
22.30 |
23.96 |
25.76 |
27.68 |
|
41 |
12.89 |
13.82 |
14.82 |
15.92 |
17.07 |
18.33 |
19.68 |
21.13 |
22.71 |
24.42 |
26.24 |
|
42 |
12.22 |
13.10 |
14.05 |
15.09 |
16.18 |
17.37 |
18.65 |
20.04 |
21.53 |
23.15 |
24.87 |
|
43 |
11.58 |
12.42 |
13.32 |
14.30 |
15.34 |
16.46 |
17.68 |
19.00 |
20.41 |
21.94 |
23.57 |
|
44 |
10.98 |
11.77 |
12.63 |
13.55 |
14.54 |
15.60 |
16.76 |
18.01 |
19.35 |
20.79 |
22.34 |
|
45 |
10.41 |
11.16 |
11.97 |
12.84 |
13.78 |
14.79 |
15.89 |
17.07 |
18.34 |
19.70 |
21.18 |
|
46 |
9.87 |
10.58 |
11.34 |
12.17 |
13.06 |
14.02 |
15.06 |
16.18 |
17.38 |
18.67 |
20.08 |
|
47 |
9.35 |
10.03 |
10.75 |
11.53 |
12.38 |
13.29 |
14.28 |
15.34 |
16.47 |
17.70 |
19.03 |
|
48 |
8.86 |
9.51 |
10.19 |
10.93 |
11.73 |
12.60 |
13.54 |
14.54 |
15.61 |
16.78 |
18.04 |
|
49 |
8.40 |
9.01 |
9.66 |
10.36 |
11.12 |
11.94 |
12.83 |
13.78 |
14.80 |
15.91 |
17.10 |
|
50 |
8.54 |
9.16 |
9.82 |
10.54 |
11.32 |
12.16 |
13.06 |
14.03 |
15.08 |
16.21 |
|
|
51 |
8.68 |
9.31 |
9.99 |
10.73 |
11.52 |
12.38 |
13.30 |
14.29 |
15.36 |
||
|
52 |
8.83 |
9.47 |
10.17 |
10.92 |
11.73 |
12.60 |
13.54 |
14.56 |
|||
|
53 |
8.98 |
9.64 |
10.35 |
11.12 |
11.94 |
12.83 |
13.80 |
||||
|
54 |
9.14 |
9.81 |
10.54 |
11.32 |
12.16 |
13.08 |
|||||
|
55 |
9.30 |
9.99 |
10.73 |
11.53 |
12.40 |
||||||
|
56 |
9.47 |
10.17 |
10.93 |
11.75 |
|||||||
|
57 |
9.64 |
10.36 |
11.14 |
||||||||
|
58 |
9.82 |
10.56 |
|||||||||
|
59 |
10.01 |
* Calendar year of purchase minus calendar year of birth.
[Regulation 6]
ZAMBIA NATIONAL PROVIDENT FUND DEFERRED ANNUITIES
Females
|
Annual amount of deferred annuity payable for 10 years certain and lifetime thereafter purchased by K100 and commencing at age |
|||||||||||
|
Age* |
50 |
51 |
52 |
53 |
54 |
55 |
56 |
57 |
58 |
59 |
60 |
|
K |
K |
K |
K |
K |
K |
K |
K |
K |
K |
K |
|
|
18 |
40.86 |
43.72 |
46.79 |
50.13 |
53.71 |
57.58 |
61.79 |
66.35 |
71.30 |
76.67 |
82.49 |
|
19 |
38.72 |
41.44 |
44.35 |
47.52 |
50.91 |
54.59 |
58.57 |
62.89 |
67.58 |
72.68 |
78.19 |
|
20 |
36.70 |
39.28 |
42.04 |
45.04 |
48.25 |
51.75 |
55.52 |
59.61 |
64.06 |
68.90 |
74.12 |
|
21 |
34.79 |
37.23 |
39.85 |
42.69 |
45.73 |
49.05 |
52.63 |
56.51 |
60.72 |
65.31 |
70.26 |
|
22 |
32.98 |
35.29 |
37.77 |
40.46 |
43.34 |
46.49 |
49.89 |
53.57 |
57.56 |
61.90 |
66.60 |
|
23 |
31.26 |
33.45 |
35.80 |
38.35 |
41.08 |
44.06 |
47.29 |
50.78 |
54.57 |
58.67 |
63.13 |
|
24 |
29.63 |
31.71 |
33.93 |
36.35 |
38.94 |
41.76 |
44.82 |
48.13 |
51.73 |
55.61 |
59.84 |
|
25 |
28.09 |
30.06 |
32.16 |
34.45 |
36.91 |
39.58 |
42.48 |
45.62 |
49.03 |
52.71 |
56.72 |
|
26 |
26.63 |
28.49 |
30.48 |
32.65 |
34.99 |
37.52 |
40.26 |
43.24 |
46.47 |
49.96 |
53.76 |
|
27 |
25.24 |
27.00 |
28.89 |
30.95 |
33.17 |
35.57 |
38.16 |
40.98 |
44.04 |
47.35 |
50.96 |
|
28 |
23.92 |
25.59 |
27.39 |
29.34 |
31.44 |
33.72 |
36.17 |
38.84 |
41.74 |
44.88 |
48.31 |
|
29 |
22.67 |
24.26 |
25.97 |
27.81 |
29.81 |
31.96 |
34.28 |
36.81 |
39.56 |
42.54 |
45.79 |
|
30 |
21.49 |
23.00 |
24.62 |
26.36 |
28.25 |
30.29 |
32.49 |
34.89 |
37.50 |
40.32 |
43.40 |
|
31 |
20.37 |
21.80 |
23.33 |
24.99 |
26.78 |
28.71 |
30.80 |
33.07 |
35.55 |
38.22 |
41.13 |
|
32 |
19.31 |
20.66 |
22.11 |
23.69 |
25.38 |
27.21 |
29.20 |
31.35 |
33.70 |
36.23 |
38.98 |
|
33 |
18.30 |
19.58 |
20.96 |
22.46 |
24.05 |
25.79 |
27.68 |
29.72 |
31.94 |
34.34 |
36.95 |
|
34 |
17.35 |
18.56 |
19.87 |
21.29 |
22.80 |
24.45 |
26.24 |
28.17 |
30.27 |
32.55 |
35.03 |
|
35 |
16.45 |
17.59 |
18.83 |
20.18 |
21.62 |
23.18 |
24.87 |
26.70 |
28.69 |
30.86 |
33.21 |
|
36 |
15.59 |
16.67 |
17.85 |
19.12 |
20.50 |
21.97 |
23.57 |
25.31 |
27.20 |
29.25 |
31.48 |
|
37 |
14.77 |
15.80 |
16.92 |
18.12 |
19.43 |
20.82 |
22.34 |
23.99 |
25.79 |
27.72 |
29.84 |
|
38 |
14.00 |
14.98 |
16.04 |
17.17 |
18.41 |
19.73 |
21.17 |
22.74 |
24.45 |
26.27 |
28.28 |
|
39 |
13.27 |
14.20 |
15.20 |
16.27 |
17.45 |
18.70 |
20.07 |
21.56 |
23.17 |
24.90 |
26.80 |
|
40 |
12.58 |
13.46 |
14.40 |
15.42 |
16.54 |
17.73 |
19.03 |
20.44 |
21.96 |
23.60 |
25.40 |
|
41 |
11.93 |
12.76 |
13.65 |
14.62 |
15.68 |
16.81 |
18.04 |
19.37 |
20.81 |
22.37 |
24.08 |
|
42 |
11.31 |
12.10 |
12.94 |
13.86 |
14.86 |
15.94 |
17.10 |
18.36 |
19.72 |
21.21 |
22.83 |
|
43 |
10.72 |
11.47 |
12.27 |
13.14 |
14.08 |
15.11 |
16.21 |
17.40 |
18.69 |
20.11 |
21.64 |
|
44 |
10.16 |
10.87 |
11.63 |
12.46 |
13.34 |
14.32 |
15.36 |
16.49 |
17.72 |
19.06 |
20.51 |
|
45 |
9.63 |
10.30 |
11.02 |
11.81 |
12.64 |
13.57 |
14.56 |
15.63 |
16.80 |
18.06 |
19.44 |
|
46 |
9.13 |
9.76 |
10.44 |
11.19 |
11.98 |
12.86 |
13.80 |
14.82 |
15.93 |
17.12 |
18.42 |
|
47 |
8.65 |
9.25 |
9.90 |
10.61 |
11.36 |
12.19 |
13.08 |
14.05 |
15.10 |
16.23 |
17.46 |
|
48 |
8.20 |
8.77 |
9.39 |
10.06 |
10.77 |
11.55 |
12.40 |
13.32 |
14.31 |
15.38 |
16.55 |
|
49 |
7.77 |
8.31 |
8.90 |
9.53 |
10.21 |
10.95 |
11.75 |
12.62 |
13.56 |
14.58 |
15.69 |
|
50 |
7.88 |
8.44 |
9.03 |
9.68 |
10.38 |
11.14 |
11.96 |
12.85 |
13.82 |
14.87 |
|
|
51 |
8.00 |
8.56 |
9.18 |
9.84 |
10.56 |
11.34 |
12.18 |
13.10 |
14.09 |
||
|
52 |
8.12 |
8.70 |
9.33 |
10.01 |
10.75 |
11.54 |
12.42 |
13.36 |
|||
|
53 |
8.25 |
8.84 |
9.49 |
10.19 |
10.94 |
11.77 |
12.67 |
||||
|
54 |
8.38 |
8.99 |
9.66 |
10.37 |
11.15 |
12.01 |
|||||
|
55 |
8.52 |
9.16 |
9.83 |
10.57 |
11.38 |
||||||
|
56 |
8.68 |
9.32 |
10.02 |
10.78 |
|||||||
|
57 |
8.84 |
9.50 |
10.22 |
||||||||
|
58 |
9.01 |
9.69 |
|||||||||
|
59 |
9.19 |
* Calendar year of purchase minus calendar year of birth.
ZAMBIA NATIONAL PROVIDENT FUND (STATUTORY CONTRIBUTIONS) REGULATIONS, 1996
[Sections 16 and 18]
[Re-denominate the currency as stipulated under S 4 of Re-denomination Act, 8 of 2012, read with Bank of Zambia Act, 43 of 1996.]
Arrangement of Regulations
Regulation
4. Revocation of statutory Instrument No. 86 of 1995
SI 44 of 1996.
These Regulations may be cited as the Zambia National Provident Fund (Statutory Contributions) Regulations, 1996.
A contributing employer, shall for every contributing period, pay into the Fund a statutory contribution in respect of each eligible employee employed by him during every such period at the rate prescribed in the Schedule to these Regulations.
A contributing employer who is required to make a statutory contribution in respect of an employee may deduct the employee's share of that contribution due from him to that employee at the rate prescribed in the Schedule to these Regulations.
4. Revocation of statutory Instrument No. 86 of 1995
The Zambia National Provident Fund (Statutory Contributions) Regulations, 1995, is hereby revoked.
[Regulations 2 and 3]
ZAMBIA NATIONAL PROVIDENT FUND
TABLE FOR EMPLOYEES PAID WEEKLY
The normal rate of statutory contribution for each kwacha of wages paid (rounded off to the nearest is 7 per cent of rounded wages paid). The rate of employee's share is 3.5 per cent of rounded wages paid (50 per cent of statutory contribution) at each level. The ceiling of statutory contribution is K37, 500 per week.
(Wages are to be rounded to the nearest kwacha before using this table)
|
Rounded Wages Paid |
Statutory Contribution |
Employee's Share |
|
K |
K |
K |
|
3750 |
262.5 |
131.25 |
|
4250 |
297.5 |
148.75 |
|
4750 |
332.5 |
166.25 |
|
5250 |
367.5 |
183.75 |
|
5750 |
402.5 |
201.25 |
|
6250 |
437.5 |
218.75 |
|
6750 |
472.5 |
236.25 |
|
7250 |
507.5 |
253.75 |
|
7750 |
542.5 |
271.25 |
|
8250 |
577.5 |
288.75 |
|
8750 |
612.5 |
306.25 |
|
9250 |
647.5 |
323.75 |
|
9750 |
682.5 |
341.25 |
|
10250 |
717.5 |
358.75 |
|
10750 |
752.5 |
376.25 |
|
11250 |
787.5 |
393.75 |
|
11750 |
822.5 |
411.25 |
|
12250 |
857.5 |
428.75 |
|
12750 |
892.5 |
446.25 |
|
13250 |
927.5 |
463.75 |
|
13750 |
962.5 |
481.25 |
|
14250 |
997.5 |
498.75 |
|
14750 |
1032.5 |
516.25 |
|
15250 |
1067.5 |
533.75 |
|
15750 |
1102.5 |
551.25 |
|
16250 |
1137.5 |
568.75 |
|
16750 |
1172.5 |
586.25 |
|
17250 |
1207.5 |
603.75 |
|
17750 |
1242.5 |
621.25 |
|
18250 |
1277.5 |
638.75 |
|
18750 |
1312.5 |
656.25 |
|
19250 |
1347.5 |
673.75 |
|
19750 |
1382.5 |
691.25 |
|
20250 |
1417.5 |
708.75 |
|
20750 |
1452.5 |
726.25 |
|
21250 |
1487.5 |
743.75 |
|
21750 |
1522.5 |
761.25 |
|
22250 |
1557.5 |
778.75 |
|
22750 |
1592.5 |
796.25 |
|
23250 |
1627.5 |
813.75 |
|
23750 |
1662.5 |
831.25 |
|
24250 |
1697.5 |
848.75 |
|
24750 |
1732.5 |
866.25 |
|
25250 |
1767.5 |
883.75 |
|
25750 |
1802.5 |
901.25 |
|
26250 |
1837.5 |
918.75 |
|
26750 |
1872.5 |
936.25 |
|
27250 |
1907.5 |
953.75 |
|
27750 |
1942.5 |
971.25 |
|
28250 |
1977.5 |
988.75 |
|
28750 |
2012.5 |
1006.25 |
|
29250 |
2047.5 |
1023.75 |
|
29750 |
2082.5 |
1041.25 |
|
30250 |
2117.5 |
1058.75 |
|
30750 |
2152.5 |
1076.25 |
|
31250 |
2187.5 |
1093.75 |
|
31750 |
2222.5 |
1111.25 |
|
32250 |
2257.5 |
1128.75 |
|
32750 |
2292.5 |
1146.25 |
|
33250 |
2327.5 |
1163.75 |
|
33750 |
2362.5 |
1181.25 |
|
34250 |
2397.5 |
1198.75 |
|
34750 |
2432.5 |
1216.25 |
|
35250 |
2467.5 |
1233.75 |
|
35750 |
2502.5 |
1251.25 |
|
36250 |
2537.5 |
1268.75 |
|
36750 |
2572.5 |
1286.25 |
|
37250 |
2607.5 |
1303.75 |
|
37750 |
2642.5 |
1321.25 |
TABLE FOR EMPLOYEES PAID FORTNIGHTLY
The normal rate of statutory contribution for each kwacha of wages paid (rounded off to the nearest kwacha is 7 per cent of rounded wages paid). The rate of employee's share is 3.5 per cent of rounded wages paid (50 per cent of statutory contribution) at each level. The ceiling of statutory contribution is K75, 000 per fortnight.
(Wages are to be rounded to the nearest kwacha before using this table)
|
Rounded Wages Paid |
Statutory Contribution |
Employee's Share |
|
K |
K |
K |
|
7500.00 |
525.00 |
262.50 |
|
8000.00 |
560.00 |
280.00 |
|
8500.00 |
595.00 |
297.50 |
|
9000.00 |
630.00 |
315.00 |
|
9500.00 |
665.00 |
332.50 |
|
10000.00 |
700.00 |
350.00 |
|
10500.00 |
735.00 |
367.50 |
|
11000.00 |
770.00 |
385.00 |
|
11500.00 |
805.00 |
402.50 |
|
12000.00 |
840.00 |
420.00 |
|
12500.00 |
875.00 |
437.50 |
|
13000.00 |
910.00 |
455.00 |
|
13500.00 |
945.00 |
472.50 |
|
14000.00 |
980.00 |
490.00 |
|
14500.00 |
1015.00 |
507.50 |
|
15000.00 |
1050.00 |
525.00 |
|
15500.00 |
1085.00 |
542.50 |
|
16000.00 |
1120.00 |
560.00 |
|
16500.00 |
1155.00 |
577.50 |
|
17000.00 |
1190.00 |
595.00 |
|
17500.00 |
1225.00 |
612.50 |
|
18000.00 |
1260.00 |
630.00 |
|
18500.00 |
1295.00 |
647.50 |
|
19000.00 |
1330.00 |
665.00 |
|
19500.00 |
1365.00 |
682.50 |
|
20000.00 |
1400.00 |
700.00 |
|
20500.00 |
1435.00 |
717.50 |
|
21000.00 |
1470.00 |
735.00 |
|
21500.00 |
1505.00 |
752.50 |
|
22000.00 |
1540.00 |
770.00 |
|
22500.00 |
1575.00 |
787.50 |
|
23000.00 |
1610.00 |
805.00 |
|
23500.00 |
1645.00 |
822.50 |
|
24000.00 |
1680.00 |
840.00 |
|
24500.00 |
1715.00 |
857.50 |
|
25000.00 |
1750.00 |
875.00 |
|
25500.00 |
1785.00 |
892.50 |
|
26000.00 |
1820.00 |
910.00 |
|
26500.00 |
1855.00 |
927.50 |
|
27000.00 |
1890.00 |
945.00 |
|
27500.00 |
1925.00 |
962.50 |
|
28000.00 |
1960.00 |
980.00 |
|
28500.00 |
1995.00 |
997.50 |
|
29000.00 |
2030.00 |
1015.00 |
|
29500.00 |
2065.00 |
1032.50 |
|
30000.00 |
2100.00 |
1050.00 |
|
30500.00 |
2135.00 |
1067.50 |
|
31000.00 |
2170.00 |
1085.00 |
|
31500.00 |
2205.00 |
1102.50 |
|
32000.00 |
2240.00 |
1120.00 |
|
32500.00 |
2275.00 |
1137.50 |
|
33000.00 |
2310.00 |
1155.00 |
|
33500.00 |
2345.00 |
1172.50 |
|
34000.00 |
2380.00 |
1190.00 |
|
34500.00 |
2415.00 |
1207.50 |
|
35000.00 |
2450.00 |
1225.00 |
|
35500.00 |
2485.00 |
1242.50 |
|
36000.00 |
2520.00 |
1260.00 |
|
36500.00 |
2555.00 |
1277.50 |
|
37000.00 |
2590.00 |
1295.00 |
|
37500.00 |
2625.00 |
1312.50 |
|
38000.00 |
2660.00 |
1330.00 |
|
38500.00 |
2695.00 |
1347.50 |
|
39000.00 |
2730.00 |
1365.00 |
|
39500.00 |
2765.00 |
1382.50 |
|
40000.00 |
2800.00 |
1400.00 |
|
40500.00 |
2835.00 |
1417.50 |
|
41000.00 |
2870.00 |
1435.00 |
|
41500.00 |
2905.00 |
1452.50 |
|
42000.00 |
2940.00 |
1470.00 |
|
42500.00 |
2975.00 |
1487.50 |
|
43000.00 |
3010.00 |
1505.00 |
|
43500.00 |
3045.00 |
1522.50 |
|
44000.00 |
3080.00 |
1540.00 |
|
44500.00 |
3115.00 |
1557.50 |
|
45000.00 |
3150.00 |
1575.00 |
|
45500.00 |
3185.00 |
1592.50 |
|
46000.00 |
3220.00 |
1610.00 |
|
46500.00 |
3255.00 |
1627.50 |
|
47000.00 |
3290.00 |
1645.00 |
|
47500.00 |
3325.00 |
1662.50 |
|
48000.00 |
3360.00 |
1680.00 |
|
48500.00 |
3395.00 |
1697.50 |
|
49000.00 |
3430.00 |
1715.00 |
|
49500.00 |
3465.00 |
1732.50 |
|
50000.00 |
3500.00 |
1750.00 |
|
50500.00 |
3535.00 |
1767.50 |
|
51000.00 |
3570.00 |
1785.00 |
|
51500.00 |
3605.00 |
1802.50 |
|
52000.00 |
3640.00 |
1820.00 |
|
52500.00 |
3675.00 |
1837.50 |
|
53000.00 |
3710.00 |
1855.00 |
|
53500.00 |
3745.00 |
1872.50 |
|
54000.00 |
3780.00 |
1890.00 |
|
54500.00 |
3815.00 |
1907.50 |
|
55000.00 |
3850.00 |
1925.00 |
|
55500.00 |
3885.00 |
1942.50 |
|
56000.00 |
3920.00 |
1960.00 |
|
56500.00 |
3955.00 |
1977.50 |
|
57000.00 |
3990.00 |
1995.00 |
|
57500.00 |
4025.00 |
2012.50 |
|
58000.00 |
4060.00 |
2030.00 |
|
58500.00 |
4095.00 |
2047.50 |
|
59000.00 |
4130.00 |
2065.00 |
|
59500.00 |
4165.00 |
2082.50 |
|
60000.00 |
4200.00 |
2100.00 |
|
60500.00 |
4235.00 |
2117.50 |
|
61000.00 |
4270.00 |
2135.00 |
|
61500.00 |
4305.00 |
2152.50 |
|
62000.00 |
4340.00 |
2170.00 |
|
62500.00 |
4375.00 |
2187.50 |
|
63000.00 |
4410.00 |
2205.00 |
|
63500.00 |
4445.00 |
2222.50 |
|
64000.00 |
4480.00 |
2240.00 |
|
64500.00 |
4515.00 |
2257.50 |
|
65000.00 |
4550.00 |
2275.00 |
|
65500.00 |
4585.00 |
2292.50 |
|
66000.00 |
4620.00 |
2310.00 |
|
66500.00 |
4655.00 |
2327.50 |
|
67000.00 |
4690.00 |
2345.00 |
|
67500.00 |
4725.00 |
2362.50 |
|
68000.00 |
4760.00 |
2380.00 |
|
68500.00 |
4795.00 |
2397.50 |
|
69000.00 |
4830.00 |
2415.00 |
|
69500.00 |
4865.00 |
2432.50 |
|
70000.00 |
4900.00 |
2450.00 |
|
70500.00 |
4935.00 |
2467.50 |
|
71000.00 |
4970.00 |
2485.00 |
|
71500.00 |
5005.00 |
2502.50 |
|
72000.00 |
5040.00 |
2520.00 |
|
72500.00 |
5075.00 |
2537.50 |
|
73000.00 |
5110.00 |
2555.00 |
|
73500.00 |
5145.00 |
2572.50 |
|
74000.00 |
5180.00 |
2590.00 |
|
74500.00 |
5215.00 |
2607.50 |
|
75000.00 |
5250.00 |
2625.00 |
TABLE FOR EMPLOYEES PAID MONTHLY
The normal rate of statutory contribution for each kwacha of wages paid (rounded off to the nearest kwacha is 7 per cent of rounded wages paid). The rate of employee's share is 3.5 per cent of rounded wages paid (50 per cent of statutory contribution) at each level. The ceiling of statutory contribution is k150, 000 per month.
(Wages are to be rounded to the nearest kwacha before using this table)
|
Rounded Wages Paid |
Statutory Contribution |
Employee's Share |
|
K |
K |
K |
|
21500.00 |
1505.00 |
752.50 |
|
22000.00 |
1540.00 |
770.00 |
|
22500.00 |
1575.00 |
787.50 |
|
23000.00 |
1610.00 |
805.00 |
|
23500.00 |
1645.00 |
822.50 |
|
24000.00 |
1680.00 |
840.00 |
|
24500.00 |
1715.00 |
857.50 |
|
25000.00 |
1750.00 |
875.00 |
|
25500.00 |
1785.00 |
892.50 |
|
26000.00 |
1820.00 |
910.00 |
|
26500.00 |
1855.00 |
927.50 |
|
27000.00 |
1890.00 |
945.00 |
|
27500.00 |
1925.00 |
962.50 |
|
28000.00 |
1960.00 |
980.00 |
|
28500.00 |
1995.00 |
997.50 |
|
29000.00 |
2030.00 |
1015.00 |
|
29500.00 |
2065.00 |
1032.50 |
|
30000.00 |
2100.00 |
1050.00 |
|
30500.00 |
2135.00 |
1067.50 |
|
31000.00 |
2170.00 |
1085.00 |
|
31500.00 |
2205.00 |
1102.50 |
|
32000.00 |
2240.00 |
1120.00 |
|
32500.00 |
2275.00 |
1137.50 |
|
33000.00 |
2310.00 |
1155.00 |
|
33500.00 |
2345.00 |
1172.50 |
|
34000.00 |
2380.00 |
1190.00 |
|
34500.00 |
2415.00 |
1207.50 |
|
35000.00 |
2450.00 |
1225.00 |
|
35500.00 |
2485.00 |
1242.50 |
|
36000.00 |
2520.00 |
1260.00 |
|
36500.00 |
2555.00 |
1277.50 |
|
37000.00 |
2590.00 |
1295.00 |
|
37500.00 |
2625.00 |
1312.50 |
|
38000.00 |
2660.00 |
1330.00 |
|
38500.00 |
2695.00 |
1347.50 |
|
39000.00 |
2730.00 |
1365.00 |
|
39500.00 |
2765.00 |
1382.50 |
|
40000.00 |
2800.00 |
1400.00 |
|
40500.00 |
2835.00 |
1417.50 |
|
41000.00 |
2870.00 |
1435.00 |
|
41500.00 |
2905.00 |
1452.50 |
|
42000.00 |
2940.00 |
1470.00 |
|
42500.00 |
2975.00 |
1487.50 |
|
43000.00 |
3010.00 |
1505.00 |
|
43500.00 |
3045.00 |
1522.50 |
|
44000.00 |
3080.00 |
1540.00 |
|
44500.00 |
3115.00 |
1557.50 |
|
45000.00 |
3150.00 |
1575.00 |
|
45500.00 |
3185.00 |
1592.50 |
|
46000.00 |
3220.00 |
1610.00 |
|
46500.00 |
3255.00 |
1627.50 |
|
47000.00 |
3290.00 |
1645.00 |
|
47500.00 |
3325.00 |
1662.50 |
|
48000.00 |
3360.00 |
1680.00 |
|
48500.00 |
3395.00 |
1697.50 |
|
49000.00 |
3430.00 |
1715.00 |
|
49500.00 |
3465.00 |
1732.50 |
|
50000.00 |
3500.00 |
1750.00 |
|
50500.00 |
3535.00 |
1767.50 |
|
51000.00 |
3570.00 |
1785.00 |
|
51500.00 |
3605.00 |
1802.50 |
|
52000.00 |
3640.00 |
1820.00 |
|
52500.00 |
3675.00 |
1837.50 |
|
53000.00 |
3710.00 |
1855.00 |
|
53500.00 |
3745.00 |
1872.50 |
|
54000.00 |
3780.00 |
1890.00 |
|
54500.00 |
3815.00 |
1907.50 |
|
55000.00 |
3850.00 |
1925.00 |
|
55500.00 |
3885.00 |
1942.50 |
|
56000.00 |
3920.00 |
1960.00 |
|
56500.00 |
3955.00 |
1977.50 |
|
57000.00 |
3990.00 |
1995.00 |
|
57500.00 |
4025.00 |
2012.50 |
|
58000.00 |
4060.00 |
2030.00 |
|
58500.00 |
4095.00 |
2047.50 |
|
59000.00 |
4130.00 |
2065.00 |
|
59500.00 |
4165.00 |
2082.50 |
|
60000.00 |
4200.00 |
2100.00 |
|
60500.00 |
4235.00 |
2117.50 |
|
61000.00 |
4270.00 |
2135.00 |
|
61500.00 |
4305.00 |
2152.50 |
|
62000.00 |
4340.00 |
2170.00 |
|
62500.00 |
4375.00 |
2187.50 |
|
63000.00 |
4410.00 |
2205.00 |
|
63500.00 |
4445.00 |
2222.50 |
|
64000.00 |
4480.00 |
2240.00 |
|
64500.00 |
4515.00 |
2257.50 |
|
65000.00 |
4550.00 |
2275.00 |
|
65500.00 |
4585.00 |
2292.50 |
|
66000.00 |
4620.00 |
2310.00 |
|
66500.00 |
4655.00 |
2327.50 |
|
67000.00 |
4690.00 |
2345.00 |
|
67500.00 |
4725.00 |
2362.50 |
|
68000.00 |
4760.00 |
2380.00 |
|
68500.00 |
4795.00 |
2397.50 |
|
69000.00 |
4830.00 |
2415.00 |
|
69500.00 |
4865.00 |
2432.50 |
|
70000.00 |
4900.00 |
2450.00 |
|
70500.00 |
4935.00 |
2467.50 |
|
71000.00 |
4970.00 |
2485.00 |
|
71500.00 |
5005.00 |
2502.50 |
|
72000.00 |
5040.00 |
2520.00 |
|
72500.00 |
5075.00 |
2537.50 |
|
73000.00 |
5110.00 |
2555.00 |
|
73500.00 |
5145.00 |
2572.50 |
|
74000.00 |
5180.00 |
2590.00 |
|
74500.00 |
5215.00 |
2607.50 |
|
75000.00 |
5250.00 |
2625.00 |
|
75500.00 |
5285.00 |
2642.50 |
|
76000.00 |
5320.00 |
2660.00 |
|
76500.00 |
5355.00 |
2677.50 |
|
77000.00 |
5390.00 |
2695.00 |
|
77500.00 |
5425.00 |
2712.50 |
|
78000.00 |
5460.00 |
2730.00 |
|
78500.00 |
5495.00 |
2747.50 |
|
79000.00 |
5530.00 |
2765.00 |
|
79500.00 |
5565.00 |
2782.50 |
|
80000.00 |
5600.00 |
2800.00 |
|
80500.00 |
5635.00 |
2817.50 |
|
81000.00 |
5670.00 |
2835.00 |
|
81500.00 |
5705.00 |
2852.50 |
|
82000.00 |
5740.00 |
2870.00 |
|
82500.00 |
5775.00 |
2887.50 |
|
83000.00 |
5810.00 |
2905.00 |
|
83500.00 |
5845.00 |
2922.50 |
|
84000.00 |
5880.00 |
2940.00 |
|
84500.00 |
5915.00 |
2957.50 |
|
85000.00 |
5950.00 |
2975.00 |
|
85500.00 |
5985.00 |
2992.50 |
|
86000.00 |
6020.00 |
3010.00 |
|
86500.00 |
6055.00 |
3027.50 |
|
87000.00 |
6090.00 |
3045.00 |
|
87500.00 |
6125.00 |
3062.50 |
|
88000.00 |
6160.00 |
3080.00 |
|
88500.00 |
6195.00 |
3097.50 |
|
89000.00 |
6230.00 |
3115.00 |
|
89500.00 |
6265.00 |
3132.50 |
|
90000.00 |
6300.00 |
3150.00 |
|
90500.00 |
6335.00 |
3167.50 |
|
91000.00 |
6370.00 |
3185.00 |
|
91500.00 |
6405.00 |
3202.50 |
|
92000.00 |
6440.00 |
3220.00 |
|
92500.00 |
6475.00 |
3237.50 |
|
93000.00 |
6510.00 |
3255.00 |
|
93500.00 |
6545.00 |
3272.50 |
|
94000.00 |
6580.00 |
3290.00 |
|
94500.00 |
6615.00 |
3307.50 |
|
95000.00 |
6650.00 |
3325.00 |
|
95500.00 |
6685.00 |
3342.50 |
|
96000.00 |
6720.00 |
3360.00 |
|
96500.00 |
6755.00 |
3377.50 |
|
97000.00 |
6790.00 |
3395.00 |
|
97500.00 |
6825.00 |
3412.50 |
|
98000.00 |
6860.00 |
3430.00 |
|
98500.00 |
6895.00 |
3447.50 |
|
99000.00 |
6930.00 |
3465.00 |
|
99500.00 |
6965.00 |
3482.00 |
|
100000.00 |
7000.00 |
3500.00 |
|
100500.00 |
7035.00 |
3517.50 |
|
101000.00 |
7070.00 |
3535.00 |
|
101500.00 |
7105.00 |
3552.50 |
|
102000.00 |
7140.00 |
3570.00 |
|
102500.00 |
7175.00 |
3587.50 |
|
103000.00 |
7210.00 |
3605.00 |
|
103500.00 |
7245.00 |
3622.50 |
|
104000.00 |
7280.00 |
3640.00 |
|
104500.00 |
7315.00 |
3657.50 |
|
105000.00 |
7350.00 |
3675.00 |
|
105500.00 |
7385.00 |
3692.50 |
|
106000.00 |
7420.00 |
3710.00 |
|
106500.00 |
7455.00 |
3727.50 |
|
107000.00 |
7490.00 |
3745.00 |
|
107500.00 |
7525.00 |
3762.50 |
|
108000.00 |
7560.00 |
3780.00 |
|
108500.00 |
7595.00 |
3797.50 |
|
109000.00 |
7630.00 |
3815.00 |
|
109500.00 |
7665.00 |
3832.50 |
|
110000.00 |
7700.00 |
3850.00 |
|
110500.00 |
7735.00 |
3867.50 |
|
111000.00 |
7770.00 |
3885.00 |
|
111500.00 |
7805.00 |
3902.50 |
|
112000.00 |
7840.00 |
3920.50 |
|
112500.00 |
7875.00 |
3937.00 |
|
113000.00 |
7910.00 |
3955.00 |
|
113500.00 |
7945.00 |
3972.50 |
|
114000.00 |
7980.00 |
3990.00 |
|
114500.00 |
8015.00 |
4007.50 |
|
115000.00 |
8050.00 |
4025.00 |
|
115500.00 |
8085.00 |
4042.50 |
|
116000.00 |
8120.00 |
4060.00 |
|
116500.00 |
8155.00 |
4077.50 |
|
117000.00 |
8190.00 |
4095.00 |
|
117500.00 |
8225.00 |
4112.50 |
|
118000.00 |
8260.00 |
4130.00 |
|
118500.00 |
8295.00 |
4147.50 |
|
119000.00 |
8330.00 |
4165.00 |
|
119500.00 |
8365.00 |
4182.50 |
|
120000.00 |
8400.00 |
4200.00 |
|
120500.00 |
8435.00 |
4217.50 |
|
121000.00 |
8470.00 |
4235.00 |
|
121500.00 |
8505.00 |
4252.50 |
|
122000.00 |
8540.00 |
4270.00 |
|
122500.00 |
8575.00 |
4287.50 |
|
123000.00 |
8610.00 |
4305.00 |
|
123500.00 |
8645.00 |
4322.50 |
|
124000.00 |
8680.00 |
4340.00 |
|
124500.00 |
8715.00 |
4357.50 |
|
125000.00 |
8750.00 |
4375.00 |
|
125500.00 |
8785.00 |
4392.50 |
|
126000.00 |
8820.00 |
4410.00 |
|
126500.00 |
8855.00 |
4427.50 |
|
127000.00 |
8890.00 |
4445.00 |
|
127500.00 |
8925.00 |
4462.50 |
|
128000.00 |
8960.00 |
4480.00 |
|
128500.00 |
8995.00 |
4497.50 |
|
129000.00 |
9030.00 |
4515.00 |
|
129500.00 |
9065.00 |
4532.50 |
|
130000.00 |
9100.00 |
4550.00 |
|
130500.00 |
9135.00 |
4567.50 |
|
131000.00 |
9170.00 |
4585.00 |
|
131500.00 |
9205.00 |
4602.50 |
|
132000.00 |
9240.00 |
4620.00 |
|
132500.00 |
9275.00 |
4637.50 |
|
133000.00 |
9310.00 |
4655.00 |
|
133500.00 |
9345.00 |
4672.50 |
|
134000.00 |
9380.00 |
4690.00 |
|
134500.00 |
9415.00 |
4707.50 |
|
135000.00 |
9450.00 |
4725.00 |
|
135500.00 |
9485.00 |
4742.50 |
|
136000.00 |
9520.00 |
4760.00 |
|
136500.00 |
9555.00 |
4777.50 |
|
137000.00 |
9590.00 |
4795.00 |
|
137500.00 |
9625.00 |
4812.50 |
|
138000.00 |
9660.00 |
4830.00 |
|
138500.00 |
9695.00 |
4847.50 |
|
139000.00 |
9730.00 |
4865.00 |
|
139500.00 |
9765.00 |
4882.50 |
|
140000.00 |
9800.00 |
4900.00 |
|
140500.00 |
9835.00 |
4917.50 |
|
141000.00 |
9870.00 |
4935.00 |
|
141500.00 |
9905.00 |
4952.20 |
|
142000.00 |
9940.00 |
4970.00 |
|
142500.00 |
9975.00 |
4987.50 |
|
143000.00 |
10010.00 |
5005.00 |
|
143500.00 |
10045.00 |
5022.50 |
|
144000.00 |
10080.00 |
5040.00 |
|
144500.00 |
10115.00 |
5057.50 |
|
145000.00 |
10150.00 |
5075.00 |
|
145500.00 |
10185.00 |
5092.50 |
|
146000.00 |
10220.00 |
5110.00 |
|
146500.00 |
10255.00 |
5127.50 |
|
147000.00 |
10290.00 |
5145.00 |
|
147500.00 |
10325.00 |
5162.50 |
|
148000.00 |
10360.00 |
5180.00 |
|
148500.00 |
10395.00 |
5197.50 |
|
149000.00 |
10430.00 |
5215.00 |
|
149500.00 |
10465.00 |
5232.50 |
|
150000.00 |
10500.00 |
5250.00 |
{/mprestriction}